Monthly Archives: <span>January 2003</span>

The Game of Profit & Cash Teaches Employees Financial Basics

As an agent, broker, or company employee, have you ever wondered how your sales contribute to the big picture—that is, your company’s balance sheet and quarterly financial results? Maybe you are an owner who wishes he/she could help employees better …

Yates & Associates Delivers Message and Then Some

Getting your message out successfully to customers can be the difference between being a great business, an average business, or no business at all. California-based Yates & Associates, an excess and surplus lines broker and managing general agency, has taken …

Fraud, Leaving its Prints on the Industry

Fraud, in all forms, is as old as the industry itself. Given a struggling economy, the temptation to create fraud against or within the industry has been on the upswing recently. According to Jim Quiggle, director of communications for the …

Independent Directors

Nuts & Bolts: Chubb Group of Insurance Companies has a new policy for independent directors to protect their personal assets when they are sued by shareholders and others. The Personal Director’s Liability Insurance provides coverage to independent directors when certain …

E&O for Registered Investment Advisors

Nuts & Bolts: Cambridge Alliance is offering a program for E&O registered investment advisors. Designed for small-to mid-size federal or state registered investment advisors, including financial planners, asset managers and investment consultants. This is an open brokerage. Dollars: Policy limits …

GL for Construction Industry/Roofers

Nuts & Bolts: American Pacific General Agency is offering a program for construction industry/roofers. Appointment only business. Dollars: Policy limits of $1,000,000. Deductibles-$2,500. Minimum premiums-$3,500 for construction, $10,000 for roofers. Carrier: Builder and Contractors Insurance Co. Non-admitted. States Available: Oklahoma, …

Excess Flood

Nuts & Bolts: SWBC is offering excess flood for high-value homeowners and commercial buildings. Dollars: Policy limits up to $10 million for the building and up to $1 millon for contents. Carrier: Lloyds of London. States Available: All. Contact: Martha …

Agribusiness with Equine Specialty

Nuts & Bolts: Allen Financial Insurance Group/the Equestrian Group has available a program for agribusiness with equine specialty. Endorsements—Farm and CGL. Dollars: Policy limits of $10,000,000. Deductibles of $250 to $10,000. Minimum premiums of $750. Carrier: Travelers Insurance Group. Rated …

Apartments

Nuts & Bolts: Cascade/Amstar is offering a program for apartments. Endorsements—Special form and replacement cost coverage is available. Older apartment buildings are acceptable if fully updated within the past 20 years. Available on appointment only basis. Dollars: Policy limits of …

Hazardous Materials

Nuts & Bolts: Target Environmental Insurance offers a new program providing commercial auto, general liability and environmental impaired liability for transporters of hazardous materials. Dollars: Target Environmental looks for accounts generating over $25,000 in auto premiums. Premiums start at $25,000 …