Monthly Archives: <span>January 2004</span>

NAIC’s Ario Says Producer Licensing Reform, Credit Scoring are Top Priority

Insurance Journal had a chance to sit down with newly-elected Secretary-Treasurer Joel Ario, Administrator of the Oregon Department of Insurance, at the National Association of Insurance Commissioners’ Winter Meeting in Anaheim, Calif. Excerpts from our interview are included below. The …

One-on-One with Arizona State Fund President Don Smith

In recent months, we’ve heard nothing but praise for Arizona’s workers’ compensation system, especially when compared to the trouble California system. Wondering what all the hoopla was all about, I contacted Don Smith, president & CEO of the Arizona State …

More than the Grand Canyon and Copper

The United States Census Bureau’s Census 2000 estimated the population of the State of Arizona at 5,130,632. Approximately 80 percent of the adult residents had graduated from high school and about 24 percent had earned a bachelor’s degree or higher. …

10th Anniversary of Northridge Earthquake Remembered

As the tenth anniversary of the Northridge earthquake is remembered, Californians are constantly reminded that the ground in this state shakes 24-7, 365 days a year. The Northridge earthquake struck on Jan. 17, 1994. In less than 40 seconds, 60 …

Improved Disclosures, Accountability Brings New Challenges to Insurers

Improved corporate disclosures, increased personal accountability of officers, and an expanding role of audit committees and outside directors since the enactment of the Sarbanes-Oxley Act more than one year ago may deter fraud for companies, but time will tell whether …

Barber Shops and Beauty Parlors

Nuts & Bolts: Cascade/Amstar is offering a new general liability and property market for barbershops and beauty parlors. Dollars: Policy limit is $2 million, $1 million general liability and $500,000 property. Minimum deductible is $500 general liability and $1,000 property. …

Internet Liability

Nuts & Bolts: Euclid Managers LLC is offering a market for Internet liability. Coverage is for the small and mid-sized cyber risk companies. These products are customizable featuring the option to add additional covered services directly on the policy forms. …

Prof. and Gen. Liability-Healthcare

Nuts & Bolts: American Pacific General Agency Inc. is offering a market for professional liability, as well as general liability for the health care industry. Dollars: Policy limits from $1 million to $3 million. Minimum deductible is $2,500. Minimum premium …

Agribusiness and Specialty Equine Insurance

Nuts & Bolts: Allen Financial Insurance Group Inc. and The Equestrian Group are offering a market for agribusiness and specialty equine insurance. Dollars: Policy limit $4 million. Minimum premium is $500. Carrier: American Reliable Insurance Company and American Bankers Insurance …

The Case for Group Legal: Now More Than Ever

To say today’s human resource managers are getting the squeeze is the understatement of the year. They are forced to do more with less, yet at the same time, they need to provide more options. In a recent study conducted …