Monthly Archives: <span>February 2004</span>

CWCI STUDY EXAMINES EVIDENCE-BASED MEDICINE IN WORKERS’ COMP:

The California Workers’ Compensation Institute has issued a new study examining the development and history of evidence-based medicine (EBM) as a tool for assuring appropriate, quality medical care, and its potential for containing treatment costs and improving California workers’ comp …

NEVADA FIRST IN FRAUD CONVICTIONS:

Attorney General Brian Sandoval announced that the Nevada Department of Justice, Insurance Fraud Unit, obtained more convictions per capita than any other state. The statistics for insurance crimes were compiled by the Coalition Against Insurance Fraud late last year for …

Manning Riddell Named Defendant in Lawsuit

Insurance Journal recently unveiled information regarding an ongoing investigation into Torrance, Calif.-based Manning Riddell Insurance Services Inc. (License #0827722). See the Jan. 24 and Jan. 26 stories on www.insurancejournal.com under National news. Manning Riddell allegedly issued more than 1,000 phony …

Spotlight on Colorado

I recently had the opportunity to interview Colorado Commissioner Doug Dean to discuss the most prominent issues facing the Colorado insurance market. While Colorado may not be the hotbed of insurance maladies (like, say, California?), it does have its own …

Workers Aren’t the Only Comp Cheats

Within the insurance industry—and even outside it—workers’ compensation fraud is typically associated with malingering employees who fake an injury in order to collect compensation and some paid “vacation” time. While it’s true that employee claim abuse is the most common …

Is it the End for the Innocent Spouse’

Since 1986, Texas has recognized an innocent insured exception to otherwise non-covered claims. The innocent insured doctrine usually involves arson or other intentional destruction of property by one insured and a claim for coverage by another insured—often the “innocent spouse”—who …

The Sooner State – Garth Brooks, Wheat and Parking Meters

The United States Census Bureau’s Census 2000 estimated Oklahoma’s population at 3,450,654. Approximately 81 percent of the adult residents had graduated from high school and about 20 percent had earned a bachelor’s degree or higher. The capital, Oklahoma City, has …

2003 CAT LOSSES TOTAL $12.8B:

U.S. property/casualty insurers paid $12.8 billion to homeowners and businesses for insured property losses from 21 catastrophic events last year, according to current estimates by Insurance Services Office Inc.’s (ISO) Property Claim Services (PCS) unit. Policyholders filed more than 2.6 …

STUDENTS, DOCS=BAD DRIVERS’:

A recent study analyzing the driving records of more than one million Americans revealed students had by far the most reported traffic accidents and speeding citations of any occupation. Medical doctors, attorneys, architects and real estate brokers were right behind …

TEXAS COMP COSTS STILL HIGH:

Workers’ compensation costs per claim in Texas increased at double-digit rates for the third consecutive year, according to a new study by the Workers Compensation Research Institute. Workers’ comp costs per claim remain among the highest of the states in …