Monthly Archives: <span>March 2005</span>

Key Cluster Considerations

What will be the cluster structure? Will it be very loose and flexible or a much more formal arrangement with many shared services and expenses? Who will hold company contracts? Who will be responsible for the premium collection and trust …

Workers’ Comp Loss Prevention: Going Beyond the Safety Dance

You work hard, yet you’re frustrated. Why is your client still suffering from employee injury problems and escalating workers’ compensation insurance cost regardless of your efforts? So, is the solution to do like what’s always been done? Respond to workplace …

Serving the Friendly Skies

When the 1970s began, Bill Moloney was afraid of flying. When the 21st century dawned, he had his own aviation brokerage based in an airport and flew his plane as often as he could. Moloney, a self-described “insurance brat” (his …

The Cluster Option: A Short Survival Guide

It’s back! The soft market for commercial lines is hitting much of the nation. Personal lines markets are getting tougher on underwriting in certain parts of the country and some even are withdrawing altogether. Of course there is the perpetual …

Killer Tsunamis and the Marine Insurance Market

Early in the morning hours on Dec. 26, 2004, opposing subterranean tectonic plates deep beneath the Indian Ocean floor shifted in violent unison along a line about 300 miles long. The energy released was on par with a 50-kiloton atomic …

People & Places

James B. Allen Toledo, Ohio-based agency Hylant Group announced the promotion of James B. Allen to vice president of risk management and vice president legal counsel. In the newly created position of legal counsel, he will assume the additional role …

No, Michigan!

Imagine there’s a 200-pound boulder crushing your left foot underneath. It hurts like all get out and it’s left you immobile. To relieve the unbearable pain and get going again, you gather a group of friends around to aid you …

From the Fraud Wire … Outrageous Stories Hit the Headlines

A California Department of Insurance Fraud Division investigation allegedly caught a former Folsom, Calif., prison correctional officer on surveillance video riding a jet ski, using a water slide, and doing back-flips off the jet ski while supposedly injured on a …

Workers’ Compensation: In-Between the Good, the Bad, and the Injuries

With overall claims frequency still on the decline and loss costs and rates relatively stable, the state of the workers’ compensation line nationwide continues to show positive signs of improvement. Nevertheless, the industry remains on the brink of change, anticipating …

For Many Agency Owners, Cross Selling Is a Missed Opportunity

Amazon.com has a message for agency owners. When ordering a book from the popular Web merchant, scroll down the page and see the boxed items under the heading “Customers who bought this also bought …” Is this amazing wizardry made …