Monthly Archives: <span>December 2005</span>

Five Major Hurricanes Expected in 2006 Seventeen named storms could strike the Atlantic basin next year, with nine developing into hurricanes, if predictions by William Gray and Philip Klotzbach of Colorado State University based in Ft. Collins come true. They …

Valencia, Calif.-based QualCorp Inc. has added two new members to its staff. John Spiker has joined as senior programming engineer, and Lourdes Cannon is now form technician. Spiker is a computer programmer with a background in software development. Cannon will …

Washingtonians Could Use a Few Holiday Safety Tips

While holiday decorations and lights might raise holiday spirits, some homeowners use them unsafely, putting themselves and their families at risk, according to a recent survey by Washington-based insurer PEMCO Insurance. The survey of Washington homeowners revealed nine out of …

Duty to or Non Duty to Defend: What is the Best Defense Provision?

As insurance professionals, we are all familiar with “duty to defend” language commonly associated with general liability policies. But are you familiar with, or did you even know there is, “non duty to defend” language as well? This language is …

Business Moves

U.S. Risk Insurance Opens Irvine, San Diego Offices U.S. Risk Insurance Group Inc. has opened a Irvine, Calif., office and a satellite office in San Diego. Scott T. Carroll has joined the company as vice president and branch manager to …

Marin County Contractor Pleads Guilty

A licensed general contractor and owner of a Marin County, Calif., roofing company has pled guilty to workers’ compensation insurance premium fraud, unemployment insurance fraud and filing false income tax returns-potentially costing up to $1.4 million in combined losses. An …

At the same time, the defense lawyer owes complete loyalty to the insured/defendant. The carrier is paying the bill, but

If a house is divided against itself, that house will not be able to stand.” “No man can serve two masters.” These two maxims underlie a central tenet of the attorney/client relationship: The client is the master and the attorney …

Opinion

Health Care Networks: A New Approach for Workers’ Compensation in Texas House Bill 7 enacted sweeping workers’ compensation reforms. One of those reforms was the establishment of health care provider networks. After receiving much thoughtful input from system participants, I …

The Industry Goes to School: Universities that Offer Insurance Degrees

Twenty years ago, it was nearly impossible to find colleges and universities offering degrees in insurance. Now there are many programs across the nation that offer bachelor’s degrees, concentrations, certifications, and even graduate degrees in insurance. Children of agents and …

States Urged to Prepare for Catastrophes by Enforcing Smarter Land Use

The country needs to consider where and how it builds if it is to avoid the worst effects of another Hurricane Katrina or Sept. 11 attack, according to experts at the recent National Conference of Insurance Legislators annual meeting in …