Monthly Archives: <span>January 2006</span>

Are bloggers journalists? Inquiring journalists want to know

If bloggers are not defined as journalists, they would have much greater exposure, Aon reports. Media risk managers are closely watching the discussions recently begun in Congress associated with the proposed federal shield law, the Free Flow of Information Act …

Miscellaneous

Garamendi v. Superior National Insurance (California Court of Appeals, 2nd District, Oct. 26, 2005)(Unpublished) Ruling: At issue was the trial court decision denying the insureds’ proof of claim for paid time-off benefits as a first priority claim under Insurance Code …

Life, Health and Disability

Pagarigan v. Aetna U.S. Healthcare of California Inc. (California Court of Appeals, 2nd District, Oct. 25, 2005) Ruling: At issue on this appeal was the liability of a health maintenance organization, which contracts out its healthcare responsibilities to various providers, …

Auto Uninsured/Underinsured

Mecca v. Farmers Insurance Exchange (Montana Court, Oct. 25, 2005) (Unpublished) Ruling: The lower court granted the insurer’s motion for summary judgment denying the insured’s claim for underinsured coverage. The court affirmed and held that an application of underinsured motorists …

Auto Liability

Liberty Mutual Fire Insurance Co. v. Dennison (Hawaii Court of Appeals, Oct. 11, 2005) Ruling: The insurer in this case filed a declaratory judgment action against its insured, alleging that it was not liable for emotional distress damages caused when …

Workers’ comp benefits can stop at retirement age, Mont. judge rules

A Montana judge recently ruled that insurers don’t have to pay lifetime benefits to injured workers who are permanently disabled on the job, according to the Billings Gazette. State Fund insures more than 20,000 Montana businesses against on-the-job injuries, the …

Frozen pipes cause billions in damage, but can be prevented

An average of a quarter of a million American families have one or more rooms in their homes ruined and their lives disrupted each winter by water pipes freezing and breaking, according to State Farm Fire and Casualty Co. According …

MARKETING TO BABY BOOMERS

So many people arrive en masse at the “final life stage.” However, Baby Boomers will give traditional retirement a new meaning. To market to them, you must “school” yourself on Boomers. Here are a few tips. Talk to them. Ask …

Residential Contractors in California

Nuts & Bolts: Redondo Beach, Calif.-based Bliss & Glennon has a new market for residential contractors in California. This market is non-admitted and rated “A-” VIII by AM Best’s. This market will entertain both general contractors and subcontractors working on …

Residential Contractors in California

Nuts & Bolts: Los Angeles-based Lemac & Associates has added a new market for residential contractors in California. This is a non-admitted market for contractors including wrap-ups for single family and multi-family projects, residential generals (can do project specific), artisans, …