Monthly Archives: <span>April 2017</span>

Identifying the Hybrid Nonprofit Organization

It can be difficult to distinguish whether a client is a hybrid nonprofit. To help provide the best insurance protection for nonprofit organizations, the following are some questions top agents ask. This can help agents to identify which of their …

Social Services Agencies, and Insurers, Looking to Grow

This is shaping up to be a watershed year for nonprofit and social service organizations. Major changes loom, especially with the new Trump Administration that is aiming to slash federal spending. The organizations are adjusting by turning more to private …

Norman-Spencer’s New Nonprofit Division Gives Back

Norman-Spencer Agency is a newcomer to the nonprofit market. This national property/casualty insurance provider launched its nonprofit division in late March 2017 by offering three programs: food distribution and thrift stores; foundations and grant making; and housing and shelters. Coverage …

What Young Agents Like and Don’t Like

Overall, young agents seem happy with their career choice. They enjoy the freedom and challenges that come with the job of an independent agent. That’s acording to the 2017 Young Agents Survey where nearly 600 young agents nationwide shared their …

What to Know About Insuring Fairs, Festivals and Other Special Events

The world of fairs and festivals has evolved well beyond the pie judging, chili cook-off, apple bobbing days of the traditional county fair. Today, there’s an event for nearly every hobby, interest or culture imaginable. For 65 years, underwriters at …

OSHA Offers Mitigation Tips to Protect Against Workplace Violence

According to OSHA, employers should establish a zero-tolerance policy toward workplace violence. In addition, the agency suggests the following: Provide safety education for employees so they know what conduct is not acceptable, what to do if they witness or are …

Advising Businesses on Business Interruption Insurance

With the late-winter storms that hit the Northeast this year, many businesses could have suffered a loss of revenue they were not anticipating. If a business owner was impacted by this latest storm, chances are his or her company was …

BLS Report Finds Increase in New Jersey Fatal Work Injuries

The U.S. Bureau of Labor Statistics (BLS) reported in March that fatal work injuries totaled 97 in New Jersey for the year 2015, a 10 percent increase from the previous year, according to Chief Regional Economist Martin Kohli in the …

MEMIC Safety Expert on Growth of Ergonomics, Workers’ Comp

Karl Siegfried, senior vice president of Loss Control & Safety Services at Portland, Maine-headquartered MEMIC Group, recently spoke with Insurance Journal about the safety management team that is in place at MEMIC and the ways in which it seeks to …

The Graham Company Becomes 100% Employee Owned

After more than 50 years in business, The Graham Company, a Philadelphia, Penn.-based insurance and employee benefits broker, is now 100 percent employee owned through an employee stock ownership plan (ESOP). This move serves to further the firm’s strategy of …