Monthly Archives: <span>August 2021</span>

Safeway Faces $339.3K in Fines After Amputations at Denver Plant

Federal work safety officials imposed more than $339,000 in penalties against Safeway Inc. after a worker at a Denver milk packaging plant operated by the company lost four fingers while operating a molding machine that lacked required safeguards. Following an …

Takeaways from Our Conversation about Cannabis Product Liability Suits Worth Watching

If you ask just about any insurance pro or risk manager to list the top exposures for a company, being sued is likely to be right up there. And if you boiled that down into another list, among the greatest …

How Extreme Weather Makes Everything Harder, Except Climate-Risk Analysis

It’s been a momentous week for our understanding of the effects of greenhouse gas emissions. The Intergovernmental Panel on Climate Change’s sixth report on the physical science of global warming last Monday brought home the connection between burning fossil fuels …

Oklahoma Supreme Court: Progressive’s Uninsured Motorist Exclusion Not Lawful

Oklahoma’s highest court found that an insurer’s uninsured motorist exclusion violates state law. The Oklahoma Supreme Court came to that conclusion in answering a certified question from the U.S. Court of Appeals for the Tenth Circuit about the UM exclusion …

Why Health Insurance & Workers’ Compensation Insurance Are Not True Insurance

Fully funded or level funded traditional health insurance provided by employers is not insurance except for people who buy their own insurance, i.e., the small business owner. To qualify as insurance, the insurance policy must insure the buyer’s assets. Employer …

3 Ways to Accomplish Diversity & Inclusion in the Hiring Process

How’s your diversity, equity and inclusion (DE&I) strategy these days? Non-existent, a paragraph in the employee handbook or a manifesto? More importantly, is it collecting dust or a living, breathing document that impacts all aspects of your business? In my …

Ruling Against Dentist’s COVID Business Interruption Could Be Key Win for Insurers

A federal appellate court ruling that dismissed a dental practice’s COVID-19 business interruption claim might be the beginning of the end for policyholder arguments that income lost because of government shutdowns should be recovered through commercial property insurance policies. The …

People & Places

National California-based CLARA Analytics, a provider of artificial intelligence (AI) technology in the commercial insurance industry, announced that Heather H. Wilson has been named as CEO. Previously, Wilson was the chief data officer of AIG, responsible for the firm’s enterprise …

Hands-Free Cellphone Laws Prevent Death, Injury

New research finds that hands-free cellphone laws are associated with fewer driver deaths, and laws in 21 states allowing only hands-free cell phone use by drivers have prevented about 140 driver deaths and 13,900 driver injuries annually in the U.S. …

My New Markets

Landscaping Market Detail: MiniCo Insurance (www.minico.com) is offering a landscaping insurance program that provides NALP members with a comprehensive commercial package product including workers’ compensation. It also encourages the professional landscaper community to take advantage of all the member benefits …