Latest Liability Headlines

All the headlines from our Liability Topic Page, ordered by recency.

Indiana Insurance Dept.: Childcare Facilities Not in Danger of Losing Liability Coverage

Mar 17 2020 // In response to concerns that have apparently been raised regarding the status of liability insurance coverage for facilities that provide services such as childcare and meals to the community, the Indiana Department of...

Insurer Responsible for Liability Claims Despite Uninsured Premises Exclusion

Mar 13 2020 // The Massachusetts Supreme Judicial Court has ruled that an insurer is responsible for paying liability claims resulting from the improper use of a portable generator, despite an uninsured premises exclusion in the...

Proposed Missouri Law Would Require $100K in Liability Insurance for Delivery Robots

Mar 9 2020 // Missouri lawmakers are considering new guidelines to regulate delivery robots that may soon be roaming St. Louis and other communities in the state. The proposed law is aimed at allowing the small, cooler-sized delivery...

Drivers at Risk: Why Delivery Apps Might Leave Clients Without Coverage

Mar 9 2020 // Why Delivery Apps Might Leave Clients Without Coverage Just a few years ago, a grocery run or a run to Chick-fil-A was to get something you needed and bring it home. These days, it seems like a run anywhere can include a...

Logic & Language, Forms & Facts: The Case of the ‘Holey’ Insurance

Mar 9 2020 // For a number of years, I’ve done a workshop called “The Adventures of Ace Insura, Claims Detective.” Participants assist Ace in solving a variety of coverage and claims mysteries. Each case has one or...

Board Finalizes Rule Scaling Back Joint Employer Liability for Franchisees, Contractors

Mar 9 2020 // A U.S. labor board finalized a rule that will make it more difficult to hold companies liable for unlawful labor practices by franchisees and contractors, reversing a more worker-friendly Obama-era standard criticized by...

Georgia Senate Bill Aims to Limit Civil Lawsuits in the State

Mar 2 2020 // A Georgia Senate bill backed by Republicans aims to take on the tall task of limiting lawsuits in state courts, citing high legal costs faced by businesses. Senate Bill 415, sponsored by state Sen. Steve Gooch of...

NRA Seeks to Block New York’s ‘Political’ Enforcement Over Liability Insurance Programs

Mar 2 2020 // The National Rifle Association of America (NRA) is seeking a preliminary injunction in federal court in an attempt to stop the New York State Department of Financial Services (DFS) from conducting enforcement proceedings...

Agency M&As: Private Equity Still in Driver’s Seat; Digital Agencies Attract Attention

Mar 2 2020 // The private equity bandwagon continued to roll through the insurance agency and brokerage mergers and acquisitions territory in 2019. As many as two-thirds of all deals involved private equity, according to experts. Most...

Missouri Senate Backs New Limits on Punitive Damages

Feb 28 2020 // Missouri’s Republican-led Senate swiftly advanced a bill tightening standards for punitive damages in liability lawsuits after an all-night filibuster by Democrats successfully blocked a separate bill limiting...

Nationwide, Generali Form Joint Venture N2G to Sell Multinational Commercial Lines

Feb 27 2020 // Trieste, Italy meet Columbus, Ohio. Ciao! Hello! Two large insurers — Ohio’s Nationwide and Italy’s Generali — are teaming up to serve commercial insurance customers with global needs. The insurers...

Cannabis Power Brokers Tackle Five Pressing Insurance Questions

Feb 27 2020 // The cannabis business is a frontier industry that continues to offer no shortage of unique challenges to regulators, as well as boundless questions for industry watchers and ancillary businesses like insurance. Key...

Many Vehicles, Many Uses, Many Questions

Feb 26 2020 // This week’s blog post comes to us from friend of the Academy, Joseph S. Harrington. Joe is a prolific writer, observer, and commentator on the insurance industry. This post is based on his recent Academy webinar by...

Insurance Coverage for Losses Stemming from the Coronavirus

Feb 26 2020 // The coronavirus has not only sickened tens of thousands of people, killed several hundred, and disrupted life for millions, but has also sharply impacted the second-largest economy in the world. Many Chinese companies have...

Board Finalizes Rule Scaling Back Joint Employer Liability for Franchisees, Contractors

Feb 25 2020 // A U.S. labor board on Tuesday finalized a rule that will make it more difficult to hold companies liable for unlawful labor practices by franchisees and contractors, reversing a more worker-friendly Obama-era standard...

Danske Bank Ex-CEO Faces $387M Lawsuit over Money Laundering Scandal

Feb 24 2020 // The ousted chief executive of Danske Bank A/S, Thomas Borgen, has been personally targeted in an investor lawsuit arguing he withheld information about potential money laundering that subsequently destroyed the...

Beyond Farming: Agritainment and Farm Liability Coverage

Feb 24 2020 // The business of operating a farm has evolved significantly in the past several years. It’s not just about planting, caring for, harvesting and selling crops. It’s often about other ways that the land can be...

ProAssurance Looks to Acquire NORCAL in $450M Deal

Feb 21 2020 // Healthcare liability insurer ProAssurance Corp. has agreed to acquire medical professional liability insurer NORCAL Mutual Insurance Co. following NORCAL’s demutualization in a $450 million transaction. Based on...

Lawmakers to Introduce Bipartisan Bill Aimed at Internet Firms’ Liability Shield

Feb 21 2020 // U.S. legislation will be introduced in the coming weeks that could hurt technology companies’ ability to offer end-to-end encryption, two sources with knowledge of the matter said, and it aims to curb the...

Attorney General Barr: Should Tech Giants Still Be Free From Liability for Content?

Feb 20 2020 // U.S. Attorney General William Barr on Wednesday questioned whether Facebook, Google and other major online platforms still need the immunity from legal liability that has prevented them from being sued over material their...