Articles by Andrea Wells

Andrea Wells is vice president of content for Wells Media Group Inc., overseeing coverage for its multiple print and digital platforms. She is a veteran insurance journalist with more than 20 years’ experience covering the property/casualty industry. She has won several awards from the American Society of Business Publication Editors (ASBPE), including awards for original research for her work on Insurance Journal’s annual salary survey of retail insurance agencies and its annual survey of young insurance agents. She can be reached at: awells@wellsmedia.com.

Top Workplace Discrimination Claims

Top Workplace Discrimination Claims Retaliation is again the number one discrimination charge filed with the Equal Employment Opportunity Commission (EEOC), followed by disability, race, sex and age. Each year the EEOC breaks down charges and last year the agency received …

State of Insurance Agency E&O Insurance Market: Managing Rates and Risks

Agency errors and omissions (E&O) coverage is likely the most important insurance policy an agency purchases. As customer demands rise to an all-time high, having the right E&O coverage and ensuring best practices are followed to prevent E&O claims is …

New Year’s Resolutions

Throughout the year readers can find countless words of wisdom on how to be a better and more successful professional insurance agent inside the pages of Insurance Journal magazine. Here are a few ideas from columnists in no special order …

Insurance Market Shrinking as Senior Living Industry Grows

The senior population continues growing at a time when the insurance market for senior living operations is under strain and both trends are expected to continue. The population of Americans over age 80 will double, from 6 million to 12 …

Underwriters and Insureds Taking Harder Look at Commercial Property Risks

Commercial property underwriters are adjusting to a market defined by rising catastrophe losses and dwindling profits. From increasing rates and higher deductibles to fewer classes of business and stricter underwriting, even the best in class properties are feeling the heat. …

How One Independent Agency is Changing the World

Sterling L. Hammack, Jr., the founder of Professional Insurance Associates (PIA) in San Carlos, Calif., was an extensive world traveler. During his life, Sterling visited over 100 countries, including many in Africa, often with his wife Paula. After Sterling passed …

Special Report: America’s Best Independent Insurance Agencies to Work For

The votes have been tallied and the results are in for the 2019 Best Independent Insurance Agency to Work For survey by Insurance Journal. The winners have been chosen by employees. Employees of the Best Agencies to Work For in …

2019 Overall Best Independent Insurance Agency to Work For: Higginbotham

The Higginbotham Way: ‘Practice What You Preach’ The story began in 1948 when Paul C. Higginbotham returned from military service to open a small personal lines focused insurance agency in Fort Worth’s Riverside neighborhood. More than 70 years later, Higginbotham …

Teaching Ethics

Can ethics be taught? New research suggests yes, while offering the first large-sample study on how rules and ethics training affects behavior and employment decisions in the financial sector. “Skeptics often criticize the lack of empirical evidence that shows ethics …

Problematic Use

Marijuana use among adolescents and adults increased after legalization of recreational marijuana and that maybe problematic, according to a new study from New York University’s Grossman School of Medicine and Columbia University’s Mailman School of Public Health. Published online November …