Articles by Andrew G. Simpson

Simpson is a freelance writer and editor. He retired as Chief Content Officer for Wells Media Group in July, 2022 after 18 years with the company.

Progressive to Pay $48M to New York Drivers Over Underpaid Total Loss Claims

Progressive Insurance has agreed to a $48 million settlement with a class of 93,000 New York policyholders who claim the insurer underpaid their total loss claims on their vehicles. The $48 million represents approximately 54% of the compensatory damages alleged …

Court Finds Virginia’s Punitive Damages Cap Applies Per-Plaintiff in Charlottesville Case

A federal appeals court has ruled that Virginia’s $350,000 punitive damages cap applies on a per-plaintiff basis in a case against white supremacists who organized the “Unite the Right” rally in Charlottesville in August 2017. A Fourth Circuit Court of …

Jury Awards $68.5M to Family of Worker Who Fell to Death at Philly Construction Site

A Philadelphia jury has awarded $68.5 million in damages to the widow and son of a 38-year-old construction worker who was killed in 2021 in a fall from a fifth-floor balcony at a luxury townhouse site. Siarhei Marhunou’s widow, Hanna, …

No Workers’ Comp for Employee Injured When Vehicle Crashed Through Her Office Wall

An employee at the Virginia Department of Health who was seriously injured when a vehicle crashed through the wall of her first floor office is not entitled to workers’ compensation benefits. The Virginia Workers’ Compensation Commission (WCC), in a 2-1 …

Pennsylvania Lawmakers Advance Bill to Create Landslide Insurance Program

A bill to create a state landslide insurance program for homeowners in Pennsylvania has been advanced by a House committee. The House Environmental Resources and Energy Committee voted 20-5 to move the bill to the full chamber. The measure would …

New Hampshire Sues TikTok Alleging Consumer Protection Violations, Harm to Kids

New Hampshire is suing social media video service TikTok Inc. for allegedly violating the state’s consumer protection act, Attorney General John M. Formella announced. The state’s complaint against TikTok filed in Superior Court in Merrimack alleges that the company has …

Massachusetts Orders 14.6% Cut in Workers’ Compensation Rates

Massachusetts businesses will see an average 14.6% reduction in workers’ compensation ratesβ€”a cut that is almost twice the size of what the insurance industry’s rating bureau proposed in its filing. The lower rates go into effect on July 1, 2024. …

New York Issues Guidance for Insurers on Insuring Affordable Housing

New York has issued guidance to commercial insurers that they are prohibited from inquiring about or making coverage decisions based on a property’s status as an affordable housing development or a tenant’s source of income. The guidance is in a …

Driver Who Blamed Injury on Rushing to Finish Schedule Fails to Deliver Evidence

A delivery driver failed to convince her employer or the Virginia Workers’ Compensation Commissioner (VWCC) that she injured her knee in a fall on the job because she had to rush to complete deliveries on a schedule. She maintained that …

Federal Court Won’t Intervene in Erie Insurance Tiff With Maryland Regulator

A federal appeals court has declined to intervene in state regulatory proceedings in Maryland involving allegations of redlining by Erie Insurance, despite Erie’s complaints that the regulator has already shown bias against it and is likely to do so again. …