Articles by Andrew G. Simpson

Simpson is a freelance writer and editor. He retired as Chief Content Officer for Wells Media Group in July, 2022 after 18 years with the company.

Citizens Faces Redo of Hole-in-Roof Claim Denial It Won on Hearsay

Citizens Property Insurance Corp. will face a new trial on a roof claim because its win in the first trial was compromised by reliance on hearsay evidence. A three-judge appeals panel has ordered a retrial because in the previous proceeding …

Insurer Faces Class Action for Depreciating Labor in Actual Cash Value Payments

Two Trumbull Insurance customers who believe they were short-changed on claims payments have filed a proposed class action suit against the insurer, alleging Trumbull has been incorrectly calculating some property claim payments by deducting labor depreciation. The complaint (Grawe v …

New York City Agrees to $6M Settlement Over Police Response to George Floyd Protests

About 320 people arrested during a George Floyd protest in the Bronx on June 4, 2020, and who claim the police used excessive force and violated their civil rights, will each receive about $21,500 under a settlement proposal agreed to …

Federal Court Denies Massachusetts Hospital’s Covid-19 Business Insurance Claim

A Massachusetts hospital has been denied its insurance claim for Covid-19 related costs and lost revenues under business interruption and disease contamination provisions of its property insurance policy. U.S. District Judge Nathaniel M. Gorton of the federal court in Boston …

Does a Shipper Have Duty to Obtain Sufficient Insurance for Goods?

In a dispute over artwork lost in transit, a New York federal judge has ruled that FedEx Ground was liable to the artist for the lost works but that federal law caps its damages at the value placed on the …

Madison Square Garden Loses Appeal of Covid-19 Insurance Claim Dismissal

A New York appeals court last week upheld the dismissal of Madison Square Garden’s Covid-19 business interruption claim against Factory Mutual Insurance Co. The court agreed with a New York County court’s dismissal in January, 2002 after it found that …

When ‘Preparing for Work’ Falls Under Virginia Workers’ Compensation

An employee who was injured while scraping ice off his company-owned truck parked at his home is entitled to workers’ compensation benefits, the Virginia Workers Compensation Commission has ruled, reversing a deputy commissioner’s denial of benefits. “We find that the …

Excess Insurer Pays Before Municipal Pool in Boy’s Beach Death, New Jersey High Court Rules

AmeriTrust subsidiary Star Insurance Co. must pay the $9 million balance of a $10 million settlement in the death of a 12-year old boy who died after a trench he dug on a Long Branch, New Jersey beach collapsed on …

Insurer Faces Class Action for Depreciating Labor in Actual Cash Value Payments

Two Trumbull Insurance customers who believe they were short-changed on claims payments have filed a proposed class action suit against the insurer, alleging Trumbull has been incorrectly calculating some property claim payments by deducting labor depreciation. The complaint (Grawe v …

24 Models Sue 3 Insurers to Collect on $2M Deals With Strip Clubs Over Use of Photos

A group of 24 models is suing three insurers to collect more than $2 million in settlements stemming from the unauthorized use of their images by several strip clubs in the Northeast. The models, including Tara Leigh Patrick (also known …