Articles by Andrew G. Simpson

Simpson is a freelance writer and editor. He retired as Chief Content Officer for Wells Media Group in July, 2022 after 18 years with the company.

State Appeals Court Invalidates Uber’s Hyperlinked User Arbitration Pact

An arbitration agreement buried behind a hyperlink that does not give consumers clear notice they are waiving their right to a jury trial when they agree to the company’s terms and conditions is not valid, a Pennsylvania appeals court has …

Judge Nixes Mars COVID-19 Insurance Bid But Leaves $1M Door Ajar

The U.S. District Court for Eastern Virginia has dismissed a complaint by petcare and food company Mars Inc. seeking insurance coverage for COVID-19-related business interruption claims. Insurer FM Global sought and won the dismissal of the complaint against the $5 …

RCM&D Offers ‘Total Package’ for Clients, Community and Employees

Being a Best Agency to Work For is about more than how well an insurance agency treats its employees. At RCM&D, employees take obvious professional pride in how the agency treats its customers and community as well. To the extent …

Insurer Off the Hook in Defending Western Union Against Terrorist Financing Suit

An insurer’s war and financial services exclusions relieve it of having to provide coverage for an insured being sued for allegedly aiding international terrorists responsible for the crash of Malaysia Airlines Flight 17 in eastern Ukraine in 2014. The U.S. …

Connecticut Regulates ‘Defense Within Limits’ Provisions by Insurers

Connecticut’s insurance regulator has provided commercial insurers with updated guidance on “defense within limits” policy provisions including the lines of insurance on which they may be included and the consumer disclosure required. The guidance from the Connecticut Insurance Department (CID) …

Insurers Ask Court in New York to Seize, Sell Vessel to Pay $39M in Cargo Losses

More than 30 insurers that have paid an estimated $39 million in lost cargo claims, along with cargo owners without insurance, have asked the courts to seize and sell the Japanese vessel ONE Apus to cover their claims. The insurers …

New Jersey Insurance Law on Ride-Hailing Does Not Apply to Food Delivery: Court

A New Jersey court has ruled that an insurer is not required to provide coverage to an Uber Eats food delivery driver under the state’s law requiring app-based transport services to provide underinsured motorist for their drivers. The law requiring …

New York Jury Awards Ex-NFL Player Cox $28.5M in Medical Malpractice Case

A former NFL player has been was awarded $28.5 million by a Manhattan jury ruling in his favor in a medical malpractice lawsuit over surgery that failed to fix his injured ankle, according to the player’s attorney. Attorney Jordan Mersen …

Vermont Supreme Court Revives COVID-19 Business Interruption Insurance Claim

The Vermont Supreme Court has kept alive a COVID-19 business interruption loss claim by major shipbuilder against a group of reinsurers. The state’s high court ruled that the case brought by Huntington Ingalls Industries and its captive insurer should proceed, …

Federal Appeals Court Upends $6M Lead Paint Verdict From 2019

A federal appeals court has cleared one paint manufacturer and ordered a retrial for two others in a case in which a jury in 2019 awarded $6 million to three men whose brain damage was blamed on their years of …