Articles by Andrew G. Simpson

Simpson is a freelance writer and editor. He retired as Chief Content Officer for Wells Media Group in July, 2022 after 18 years with the company.

Hartford Insurance Loses Appeal of Loss of Consortium Claim It Labeled a ‘Ploy’

Hartford Insurance Group has lost an appeal of a $1.45 million injury settlement between an injured employee and third parties where 60% was for loss of consortium for the wife of the injured worker. Hartford maintained that the consortium allocation …

OSHA Approves Massachusetts Public Sector Worker Safety Plan

The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) recently granted Massachusetts initial approval for a state-run safety and health plan for state and local government workers. The Massachusetts plan covers an estimated 430,000 state and local government …

Prison Officer Gets ‘Assault Pay’ Where Injury Was Not Caused by Direct Violence

A Massachusetts appeals court has ruled that a prison employee is entitled to “assault pay” for an injury even though his injury was not the result of a direct assault by an inmate. The court backed a bid for the …

State Farm Sues Amazon to Recover New York Homeowner Claim

State Farm Fire & Casualty is trying to get Amazon to reimburse it for a payment it made to cover damages to the home of one of its New York insureds. State Farm and its insured claim that the damage …

Small New Hampshire Town Political Spats Devolve Into Defamation, Free Speech Claims

The small town of Gilmanton, New Hampshire and a selectman who owns a winery have successfully defended themselves against multiple claims of defamation brought by a well-known and politically active local couple. But the town must face further legal proceedings …

Maryland Court Affirms Limits on Hiring Firm Liability for Contractor Negligence

The mother of a man killed on a Baltimore construction site who was barred by Maryland’s workers’ compensation law from suing the contractor hired by the city has lost a bid to hold the city and subcontractor liable. The court …

New York Court Nixes Injury Claim by Worker Who Fell Off Bucket

A laborer who fell and was injured after he stood on an inverted bucket to reach a cable has nobody to blame but himself under New York law. The worker, Angel Morales, did not need to use a bucket, ladder …

Phone Call With Insurer Does Not Void Insured’s Prior Rejection of Coverage

A motorcycle driver’s signed waiver of underinsured motorists coverage in 2004 was still in effect 15 years later when he was in a tragic crash despite a phone conversation he had in 2014 with a representative for his direct insurer …

State Farm Alleges $2.6M Auto Insurance Fraud by New Jersey Chiropractors, Doctors

Insurer State Farm is fighting what it says is a fraudulent medical scheme that has been exploiting New Jersey’s personal injury protection (PIP) benefits law since 2014. The insurer is seeking to recover $2.6 million in what it claims are …

Safety Insurance Cites Q2 Combined Ratio, COVID Claim Court Win

Boston-based Safety Insurance touted a combined ratio of 92.1 and a win in a COVID-19 business interruption court case as highlights for its second quarter. However, second quarter net income was $7.9 million compared to $37.7 million for the comparable …