Articles by Andrew G. Simpson

Simpson is a freelance writer and editor. He retired as Chief Content Officer for Wells Media Group in July, 2022 after 18 years with the company.

Agent’s Plea That Landscaping Includes Tree Removal Fails

A New Jersey insurance agency has failed to convince two courts that a landscape gardening insurance policy for a long-time client was ambiguous enough to also cover tree removal. The agency also struck out with its argument that tree removal …

Nursing Home Denied ‘Unconscionable’ Arbitration Where Patient Was Blind, Alone

A Pittsburgh nursing home has been barred from relying upon an arbitration agreement to settle a family’s wrongful death complaint where the arbitration papers had been signed by the deceased woman when she was blind, on medication and in severe …

New York Waits to See If Bill to Expand Wrongful Death Damages Becomes Law

As New York Gov. Kathy Hochul mulls whether to sign legislation that will expand the types of damages that could be won in wrongful deaths cases, businesses including insurers are warning the change could mean higher liability insurance costs in …

Massachusetts High Court Rules Attorney’s Fees Are Not Part of Insured Damages

The Massachusetts Supreme Judicial Court has ruled that attorney’s fees from a consumer protection lawsuit are not covered as part of bodily injury damages under a business liability policy, reversing a lower court that had found they were covered. Attorney’s …

Rochester Diocese, Insurers Plan for January Hearing on $147M Sexual Abuse Settlement

Insurers and the Roman Catholic Diocese of Rochester have agreed on a schedule for discovery and a bankruptcy court trial regarding a proposed $147 million settlement to cover sex abuse claims against the church. The proposed settlement was reached after …

Massachusetts OSHA Plan for Public Sector Gets Initial Federal Nod

The federal Occupational Safety and Health Administration (OSHA) has given preliminary approval to a new occupational safety and health plan for Massachusetts state and local employers and their employees. If given final approved after a comment period, the Massachusetts OSHA …

Insurer Asserts No Duty to Defend Security Firm in Rhode Island Club Shooting

The insurer for a security firm for a Rhode Island nightclub where shootings and stabbings took place on October 17, 2021 is asking a court to declare it has no duty to defend the security firm. Persons injured in the …

Medical Society Accuses Insurers of Using ‘Junk Science’ to Deny Covid Business Claims

The medical profession in New Hampshire is accusing the insurance industry of using “junk science” in justifying its denials of Covid-related business insurance claims. In an amicus brief in a case between a hotel chain and eight insurers, the New …

Maine Agency Faces Backlash, Loses 3 Carriers After Juneteenth Posting

An independent insurance agency in Millinocket, Maine has lost three of its carrier partners and continues to face backlash on social media and in its community after posting a racially-charged sign on its door on Monday, the Juneteenth holiday. “Juneteenth …

New Jersey No-Fault Law Does Not Bar Suit Over Insurer Delay in Approving Treatment

An insured claiming his auto insurer’s delay in approving treatment caused his injuries to worsen is entitled to prove his breach of contract claim despite New Jersey’s no-fault law. That law governing personal injury protection benefits provides an exclusive remedy …