Articles by Andrew G. Simpson

Simpson is a freelance writer and editor. He retired as Chief Content Officer for Wells Media Group in July, 2022 after 18 years with the company.

Breach Exclusions in E&O Policy Upheld in $1.3M Money Transfer Claim

A company that transferred $1.3 million from a client’s payment fund in response to emailed requests from a hacker has lost its bid for insurance to cover the loss. Pennsylvania-based Construction Financial Administration Services (CFAS) argued that the money error …

Massachusetts High Court Nixes Gig Worker Ballot Measure Sought by Uber, Lyft

Transportation and delivery network companies including Uber, Lyft, DoorDash and Instacart have been dealt a setback in Massachusetts as the state’s high court has rejected their ballot proposals that sought to both cement their app-based drivers’ status as independent contractors …

Policy Doesn’t Obligate Insurer to Cover Prevention Costs. Should Common Law?

A salad dressing maker is seeking coverage from its insurer for costs it incurred in preventing a shutdown of one of its processing plants due to a pollution event. Massachusetts-based Ken’s Foods maintains its insurer has a common law duty …

Mohegan Sun Casino Dealt a Loss on COVID-19 Insurance Claim

A Connecticut casino and resort operator has lost its bid to obtain insurance reimbursement for business losses due to the COVID-19 virus. Factory Mutual Insurance Co. (FMI) has succeeded in having the resort’s COVID-19 suit against it dismissed. The Mohegan …

New Hampshire Allows Exception to Workers’ Compensation ‘Coming and Going’ Rule

A worker who was injured in a car accident when he was traveling home from his job site in the middle, rather than the end, of the workday at the direction of his employer is entitled to workers’ compensation benefits, …

Massachusetts Health Firm Reports Cyber Attack

A major medical imaging and outpatient surgery firm in Massachusetts has reported a cyber attack that may have compromised the medical data and identity of millions of patients. Shields Health Care Group said it recently became aware of suspicious activity …

New Jersey, Massachusetts, EPA Close to Settlements Over Industrial Waste Sites

A federal court is weighing settlements with a South Carolina electronics company that would provide funds for cleaning up hazardous waste sites in New Jersey and Massachusetts. The proposed consent decree between the Environmental Protection Agency (EPA) and Cornell Dubilier …

Liability of State Police, Casino/Track Owners at Issue in Pennsylvania Murder Case

On November 24, 2018, Alicia E. Shaffer Stalheim, 25, was murdered by her jealous boyfriend, Luis Rodriguez, seven months after Rodriguez learned Stalheim and her children met for ice cream with another man. Stalheim, Rodriquez and the other man, Gerry …

Vermont Captive Insurance Law Changes Include Green Light on Parametric Contracts

Governor Phil Scott recently signed legislation (H.515) into law modernizing Vermont’s captive insurance statutes, including giving captive insurance companies authority to enter into parametric risk transfer contracts. Other law changes are aimed at simplifying reporting requirements, improving solvency procedures for …

New York Senate Joins Assembly in Shuttering Auto Insurance Photo Mandate

The New York State Senate has passed a measure (S.6028) that seeks to eliminate the photo inspection requirement for drivers wanting to buy comprehensive and collision auto insurance coverage. The Assembly approved a matching bill in March and the legislation …