While general liability policies protect business owners from the common risks of premises and operations exposures, professional liability is typically not covered under a general liability policy. Instead, professional liability is the subject of errors and omissions or professional liability …
The typical CGL policy provides coverage for damage resulting from an “occurrence,” but includes a number of exclusions which limit coverage for an insured’s own work. Exceptions are provided, however, when their work causes damage to other property, or, in …
Texas, like many states, purports to employ a complaint allegation or “eight corners” rule. Under this “rule,” a duty to defend is determined by comparing the four corners of the petition to the four corners of the policy: if the …
