Articles by Bill Roof

BANG! Lets Agents Start Advertising Right Away

Time after time, whether it’s one-on-one or in groups, agents want to talk to us at the Independent Insurance Agents of Texas about advertising … “How do you get started? What do you say? Where is the best place to …

Nonprofits Growing Fast But Still a Tough Class

Nonprofit organizations are among the fastest growing sectors of the U.S. economy and while many companies try to steer away from writing policies for nonprofits, there are a few that thrive on the business. Those who do focus on the …

Hardening Market Heralds Rush to Alternatives

During the last hard market, much of corporate America wasted little time in stepping up the search for risk transfer alternatives to traditional commercial insurance. The current hard market appears to be no different if rates, premium growth and expanding …

NAII Founders Wanted Voice in Creating Public Policy

Carrying on with business after the tragic terrorist attacks on Sept. 11, the National Association of Independent Insurers (NAII) will hold its 56th annual meeting in New Orleans Nov. 4-7 as scheduled. Speakers at the meeting will include Tony Snow, …

What About the ‘Next Big Hit”

Time and distance have a way of muting the painful impact of horrifying events and focusing attention on the practical matters of coping with the aftermath. The Sept. 11 tragedies are no exception. And while we are barely able to …

Incoming NAPSLO President Focuses on Regulatory Issues, Technology

When John Latham steps down as president of the National Association of Professional Surplus Lines Offices (NAPSLO) in San Antonio later this month, Tapley O. Johnson, Jr., will take on the office as incoming president and continue moving the organization …

NAPSLO Retrospective: A Visit With Outgoing President John Latham

John Latham will step aside as National Association of Professional Surplus Lines Offices (NAPSLO) president later this month making room for Tap Johnson, Jr. Before his exit, he agreed to spend a few minutes with Insurance Journal to review his …

Mileage-Based Auto Insurance’

Rule makers over at TDI are huddling these days trying to decide how best to promul-gate regulations for the pending implementation of private passenger auto insurance by-the- mile for Texas drivers. The measure was born of HB 45 which essentially …

Unique Coverages: A Hard Market Look at How Programs Are Meeting Needs of Challenging Risks

Underwriting tough risks can be particularly troublesome in a hardening market. Where do you turn when rates skyrocket, exclusions multiply or worse, when carriers begin to shut their doors to classes that no longer promise profitability? One option to explore …

Unique Coverages, A Hard Market Look at How Programs Are Meeting Needs of Challenging Risks

Underwriting tough risks can be particularly troublesome in a hardening market. Where do you turn when rates skyrocket, exclusions multiply or worse, when carriers begin to shut their doors to classes that no longer promise profitability? One option to explore …