Insurance Coverage and Television January 23, 2023 By Bill Wilson Last month, insurance educator Chris Kendall, CPCU, ARM, et al., posted some results of a survey of 2,000 U.S. homeowners...
Water Damage Isn’t Always Excluded December 5, 2022 By Bill Wilson I’ve discussed or mentioned water damage claims in several columns this year, from plumbing leaks to widespread geographical flooding. As...
Better Isn’t Always Better November 21, 2022 By Bill Wilson A number of years ago, I worked with an agency that specialized in insuring residential condominiums. Their personal lines department...
‘Where’s Waldo?’ Why Are Insurance Policies So Long and Complicated? October 17, 2022 By Bill Wilson Ambiguity and incomprehensibility seem to be the favorite tools of the insurance trade in drafting policies. Most are a virtually...
The Homeowners Nonexclusion Exclusion September 19, 2022 By Bill Wilson In 2004, almost 18 years ago, I began an initiative to expose one of the most onerous and egregious provisions...
Do Truck Drivers Need CGL Coverage? August 1, 2022 By Bill Wilson During my 17-year stint at the Big “I” national association, I received tens of thousands of coverage questions from member...
Should You Buy the Rental Car Damage Waiver? July 4, 2022 By Bill Wilson As I have expressed on many occasions, I believe the myth that insurance is a commodity differentiated only by price...
Logic & Language and Forms & Facts; Folklore Is NOT Fact June 6, 2022 By Bill Wilson Two of my pet peeves involve certain types of coverage questions that I’ve received over the years. The first one...
Logic & Language and Forms & Facts, Insuring College Students May 2, 2022 By Bill Wilson “Whether four years of strenuous attention to football and fraternities is the best preparation for professional work has never been...
What Is a Pedestrian? April 4, 2022 By Bill Wilson The first time I can recall asking this question was in 2010 and it involved a claim denial under personal...