Illusory Coverage: A Legal or an Ethical Issue? March 7, 2022 By Bill Wilson Recently I was reading an article from the University of Pennsylvania Law Review entitled, “The Illusory Coverage Doctrine: A Critical...
All Additional Insureds Aren’t the Same February 7, 2022 By Bill Wilson For at least the past couple of decades, it seems that in just about every contract, the upstream party wants...
I See Dead People… Are They Covered? January 24, 2022 By Bill Wilson The title of this month’s column is obviously a cinematic play on words, referencing the well-known catchphrase from the movie...
Ho Ho Homeowners Questions December 6, 2021 By Bill Wilson A consumer contacted me via email with an interesting coverage inquiry: “Two questions, please: “I have an in-home ‘business’ involving...
The Match Game November 1, 2021 By Bill Wilson In over 30 years of assisting agents and others in resolving insurance claims, some issues just keep coming up over,...
Logic & Language and Forms & Facts Oh the Tangled Web We Weave…. October 4, 2021 By Bill Wilson To paraphrase Sir Walter Scott, “Oh what a tangled web we weave when we try to figure out coverage under...
Unintended Consequences September 6, 2021 By Bill Wilson Sometimes, in responding to coverage requests or loss exposure identification, we make decisions that may result in unintended (often bad)...
Is a Fence a Fence? August 2, 2021 By Bill Wilson A question that often arises in homeowners insurance is whether a structure is insured under Coverage A – Dwelling or...
Logic & Language and Forms & Facts. Coinsurance… Even WE Don’t Understand It July 5, 2021 By Bill Wilson A book I’m considering writing, probably next year, is about how to make insurance more understandable, not only to policyholders,...
Logic & Language and Forms & Facts Homeowners Coverage for Watercraft June 7, 2021 By Bill Wilson It’s now boating season in most parts of the country, so let’s explore some watercraft coverage issues under homeowners insurance....