Articles by Brian H. Kern

Ga. court cites ‘continuous employment’ in workers’ comp award

In approving workers’ compensation benefits for the family of deceased Florida resident Howard King, the Georgia Supreme Court cited a doctrine of “continuous employment” in its 4-3 decision, voiding two previous rulings. The State Board of Workers’ Compensation affirmed the …

RMS Defends ‘Near Term’ Hurricane Model, Denies Collusion

In the wake of a flurry of critical comments made by consumer activist groups aimed at the methodology Risk Management Solutions employed to establish “near term” hurricane models, RMS’s public policy department fired back with a rebuttal. “Our model reflects …

‘Near Term’ Hurricane Models Used by Insurers Under Fire

Recent “near term” hurricane prediction models based on five-year forecasts are being skewered by consumer groups urging state regulators to reject them as a basis for hiking coastal property insurance rates. The Consumer Federation of America and the Center for …

Class Action for Miss. Katrina ‘Slab’ Claims Denied a Third Time

In his decision to again disallow a class action suit against State Farm Fire and Casualty Co. regarding “slab” claims from damage caused by Hurricane Katrina, U.S. District Court Judge L.T. Senter Jr. said he believes there are too many …

Restoration work continues after Florida tornadoes

With the final death toll standing at 20, the tornadoes that slammed central Florida on Feb. 2 have been dubbed “Ground-Hog Day Tornadoes” by The Florida State Emergency Response Team. The groundhogs in Sumter, Lake, Volusia and Seminole Counties likely …

Where ‘wind umpires’ gather, certification and Florida building codes are hot topics of conversation

A recent change to the Florida Building Code states that if a home sustains more than 25 percent repairable damage to its roof, the entire roof must be replaced. According to Greg McLellan, a forensic consulting engineer with Miami-based Pepper …

March in Like a Lion in Alabama; Tornadoes Bring Death, Damage

A preliminary bulletin issued by Alabama Emergency Management Agency late Thursday reported that there were 17 confirmed deaths in Coffee County and one confirmed death in Wilcox County due to damage caused by tornadoes that cut a swath through southern …

Miss. AG Hood Attacks State Farm as ‘Robber Baron’

In a second press conference in as many days, Mississippi Attorney General Jim Hood came out fighting against a recent decision by State Farm Insurance Co. to stop writing new home and commercial property policies in the state. “We’re looking …

Auto-Owners Stops Writing New Business in Florida

Auto-Owners Insurance has decided to discontinue writing new policies in Florida. The company said the decision is in response to recent Florida legislation created during a special legislative session on insurance costs and hurricane preparedness and intensified by Emergency Rule …

Fla. Emergency Order Reverses Pre-Tornado Nonrenewals

A Florida emergency insurance rule to aid victims of recent tornadoes has insurance companies and agents concerned because it affects some cancellations and non-renewals issued prior to those storms. On Feb. 2, Insurance Commissioner Kevin McCarty filed an emergency order …