Articles by Brian H. Kern

Workers’ Comp Claim Denied for Tenn. Telecommuter Assault Victim

The Tennessee Supreme Court has ruled that a telecommuter who was attacked while preparing lunch in her kitchen wasn’t entitled to workers’ compensation benefits for her injuries. In the case of Kristina Wait v. Travelers Indemnity Co. of Illinois, the …

Good Agency-Carrier Relationships Travel a Two-Way Street

Agents might think they have their hands full trying to attract and retain quality employees but they are not alone. Insurance carriers face challenges getting and keeping quality agents, too. For a company like St. Paul Travelers, which depends on …

Bill Would Provide Incentives for States to Enforce Stronger Building Codes

States that already have a mandatory statewide building code and have enforcement measures in place would be eligible for an additional 4 percent of federal disaster relief funds under recently introduced federal legislation. U.S. Reps. Doris Matsui, D-Calif., and Mario …

U.S. Circuit Court Sides with State Farm in Miss. Katrina Case

A U.S. court of appeals ruling dashed the hopes of potentially hundreds of post-Hurricane Katrina claimants Tuesday when it ruled a major insurer’s policy language unambiguous. The case is based on State Farm Fire and Casualty Co.’s refusal to pay …

Florida Subpoenas Allstate Over Home Insurance Rate Increases, Industry Ties

Florida officials have subpoenaed Allstate Insurance and its subsidiaries to get the insurer to explain why it is not lowering homeowners insurance rates in the state and to defend its dealings with the industry’s risk modeling and rating organizations. The …

Proponents push plans for natural catastrophe insurance solutions

The need for solutions to address insurance costs and availability in natural catastrophe-vulnerable U.S. coastal regions — including a federal safety net — was the general theme at a public hearing in Mobile, Ala., on Sept. 24. Dozens of concerned …

S.C. Regulator: Probable Maximum Loss Predictability Formula on Horizon

A pre-established formulaic predictability model would virtually solve the issue of indeterminable loss cause that was so wide-spread in the aftermath of Hurricane Katrina, according to South Carolina’s Insurance Regulator. South Carolina Insurance Director Scott Richardson is proposing a loss-allocation …

For Small Fla. Insurer, Sunshine State Brings Storm Clouds

From “Happy Days” to “The Perfect Storm” is how one Florida insurance executive describes her state’s turbulent and defining years between 2003 and 2007 – and she isn’t talking just about the devastating hurricanes that wreaked havoc for homeowners and …

Alabama Hearing Highlights Catastrophe Plan Options

Whether the nation needs a federal or other governmental program to deal with insurance costs and availability for natural catastrophes in U.S. coastal states was the central question at a public hearing in Mobile, Ala., Monday. Dozens of citizens gathered …

Miss. candidates vie to fill 32-year veteran Dale’s shoes

Whatever the final outcome, this year’s race for Mississippi insurance commissioner will result in a new face in office after an unprecedented 32-year run by current officeholder, George Dale. In the primary elections in August, Mike Chaney, Republican candidate, trounced …