Articles by Catherine Tapia

Volunteer Workforce, Lifeblood of the Nonprofits, Needs Special Coverages

Volunteers—without them, most nonprofit organizations would not exist. They are the common soil in which most mainstream nonprofits are planted, providing services in countless different areas. Yet although property/casualty coverages are fairly easy to find in today’s soft market, volunteers …

Conducting an Efficiency Study

The economy is booming. New millionaires are being created every day. American business has never had it so good. So being an insurance agent is the fast track to financial freedom, right? Wrong. No one is setting up charities for …

FEMA Study Predicts Massive Coastal Erosion

One out of every four houses within 500 feet of the U.S. shoreline will become a casualty of erosion within the next 60 years. This hard-hitting fact is among many included in the report, Evaluation of Erosion Hazards, recently released …

The Downfall of California’s Insurance Commissioner

The turbulent drama surrounding California Insurance Commissioner Chuck Quackenbush reached a climax on June 28 with the Commissioner’s resignation from office. As the dust settles, IJ looks back at the major events leading up to his ultimate downfall. March 26, …

Nursing Home Coverages Decline as Insurers Pull out of Market

The nursing home market, already in a state of deterioration for several years now, is becoming increasingly barren. It’s a subject that few insurers are inclined to discuss openly, but the buzz in the industry is that the legal community …

Free CE Credit Courses Can Benefit Both Wholesalers & Producers

Some California wholesalers have discovered a new marketing tool: offering continuing education seminars to their producers. While many such seminars have traditionally been in rented spaces in hotels, banquet rooms and the like, a new trend is to take those …

Aviation Prices Go Up, Up and Away

The motives for buying an aircraft are as varied as the uses to which the aircraft can be applied—as are, of course, the risks associated those uses. Some underwriting companies also insure an array of aviation-related entities, such as parts …

Nursing Home Coverages Decline as Insurers Pull out of Market

The nursing home market, already in a state of deterioration for several years now, is becoming increasingly barren. It’s a subject that few insurers are inclined to discuss openly, but the buzz in the industry is that the legal community …

AIG Realigns, Forms WorldSource Division

In his book, “The Lexus and the Olive Tree,” Pulitzer Prize-winning journalist Thomas L. Friedman defines globalization as “the inexorable integration of markets, nation-states and technologies to a degree never witnessed before-in a way that is enabling individuals, corporations and …

Homeowner Policy Sales Make a Successful Online Debut

One of the most recent “firsts” in online insurance transactions is the opportunity for consumers to actually bind homeowners policies online. Homesite Insurance holds the distinction of being the first company to allow visitors to both obtain quotes and purchase …