Articles by Christopher J. Boggs

Chris Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS, is a veteran insurance educator. He is Executive Director, Big I Virtual University of the Independent Insurance Agents and Brokers of America. He can be reached at chris.boggs@iiaba.net.

Blogs Can Get Insurance Clients ‘SLAPP’ed!

A Dade County, Florida real estate developer in January 2008 filed a $25 million lawsuit against a real estate blogger alleging, among other charges, defamation of character based on the blogger’s opinion published solely on his blog (MiamiCondoInvestments). Hollo v. …

Yes, You Are in a ‘Flood Zone!’

The Importance of Understanding Flood Zones “I don’t need flood insurance.” “I’m not in a ‘flood zone.’” Or, “I don’t need flood insurance because my mortgage company said I don’t need it.” Those statements are made more often than any …

Yes, You Are in a ‘Flood Zone!’

The Importance of Understanding Flood Zones “I don’t need flood insurance.” “I’m not in a ‘flood zone.’” Or, “I don’t need flood insurance because my mortgage company said I don’t need it.” Those statements are made more often than any …

Maryland Court Wrong in Condo Association, Unit Owner Coverage Ruling

How the Court Overstepped its Bounds and Affected Current Policies and Future Claims A firestorm of confusion and comment was created by a recent Insurance Journal report detailing a recent Maryland Court of Appeals ruling regarding a condominium associations’ requirement …

Yes, You Are in a ‘Flood Zone!’

The Importance of Understanding Flood Zones “I don’t need flood insurance.” “I’m not in a ‘flood zone.’” Or, “I don’t need flood insurance because my mortgage company said I don’t need it.” Those statements are made more often than any …

Flood Damage Not Limited to Flood Zones

By Removing Some of the Mystery in Flood Insurance, Agents Can Put Clients More at Ease “I don’t need flood insurance; I’m not in a ‘flood zone.’” Or, “I don’t need flood insurance because my mortgage company said I don’t …

Condo Insurance Requirements Not Cookie-Cutter

“Given the great interdependence of the unit owners in the stacked unit condominium situation, mandating property insurance for the entire building is the preferable approach.” This one explanatory sentence from the Uniform Condominium Act of 1980 forever transformed condominium association …

Maryland Court Wrong in Condo Ruling

A firestorm of confusion and comment was created by a June 3, 2008, InsuranceJournal.com exclusive report detailing a recent Maryland Court of Appeals ruling regarding a condominium associations’ requirement to pay for property damage confined to one unit. Two previously …

Flood Damage Not Limited to ‘Flood Zones’

“I don’t need flood insurance; I’m not in a ‘flood zone.’” Or, “I don’t need flood insurance because my mortgage company said I don’t need it.” These statements are made more often than any insurance professional would like to admit; …

Mold: Underwriters Endorsing CGL to Remove Coverage

Contractors are the target of nearly 2,000 mold-related lawsuits annually according to a 2003 report from toxlaw.com. When accused or sued for injuries and damages resulting from mold, contractors look to their commercial general liability policy to find coverage to …