Articles by Cynthia Beisiegel

Calif.’s AB 925 Could Mandate Insurers to Invest in Under-served Communities

California Insurance Commissioner John Garamendi and Assembly member Mark Ridley-Thomas (D-Los Angeles) introduced AB 925, a new piece of legislation that would require insurers to make investments in low- and moderate-income communities. The legislation, modeled after the banking industry’s Community …

Protecting Your Home from Disasters

What a time it is to own a home. It seems that news of natural disasters and the havoc they’ve wreaked dominate headlines across the nation–even the world. In the past couple of months, global citizens have fought off tsunamis, …

Calif. Commissioner Announces Legislation Requiring Insurers to Invest in Underserved Communities

California Insurance Commissioner John Garamendi and Assembly member Mark Ridley-Thomas (D-Los Angeles) introduced AB 925, a new piece of legislation that would require insurers to make investments in low- and moderate-income communities. The new legislation, modeled after the banking industry’s …

Is California’s Comp Market Rebounding?

Seabright. CompWest. Employers Direct. Tevis. These are just some of the names rolling off the tongues of agents and brokers in California these days. Add Everest National, Berkshire Hathaway, and about half a dozen others to the mix, and that …

Battling the Trial Lawyers

As you may have already noticed, our cover story is on professional liability. When selecting material for this issue, we found no shortage of information to pick from. Professional liability has long been a difficult coverage to place, because of …

Targeting Young Customers

Ahhh … young customers. I’m proud to say I’m still one myself. Sure, I don’t have a big stake in the insurance marketplace yet–I don’t yet own a home (hey, it’s Southern California!), nor do I have any reason to …

Broker Fee Regulations to Dominate 2005 Legislative Session in California

Three issues will dominate California’s 2005 legislative session–broker fee regulations and fiduciary duties; homeowners insurance, and workers’ compensation, according to IBA West lobbyist John Norwood. Norwood outlined the upcoming issues for Insurance Journal at IBA West’s Annual Meeting & Installation …

Surplus Lines Experiencing Softening Market with Rest of Industry

Insurance Journal recently surveyed several surplus line associations regarding their thoughts on the current atmosphere of the surplus lines marketplace, and their expectations into 2005. Executive director Ted Pierce of the Surplus Line Association of California, manager Kendal Lyman of …

Crossing the Border: Mexico Travel Offers Opportunities for Agents

Mexico is a country rich in cultural heritage and scenic landscapes. From colonial villages to majestic desert panoramas to pristine beaches, our bordering neighbor to the south offers something for everyone. Steeped in tradition, Mexico attracts millions of visitors from …

In the Wake of the Tsunami ….

The Southeast Asia earthquake and tsunami disaster occurred while many of us where at home enjoying the holidays with our families. At Insurance Journal, the catastrophic event took place in between the deadlines for our January issues; therefore we were …