Articles by David Sampson

Sampson is the president and CEO of the American Property Casualty Insurance Association (APCIA).

Why Climate Resiliency Should Be a Shared Priority

The number of record-breaking statistics related to natural disasters in recent years is eye-opening to the impact of climate change and the urgent need for the U.S. to invest in stronger mitigation, adaptation, and resilience efforts. In 2023, between January …

Why Regulatory Interference Drives Property Insurance Market Instability

Many states are facing a growing affordability and availability crisis in property insurance markets, and it’s not just because of climate change. While climate change is leading to more severe and frequent natural catastrophes, the insurance industry has made significant …

Opinion: Consumers Pay the Price as Regulatory Interference Drives Property Insurance Market Instability

Many states are facing a growing affordability and availability crisis in property insurance markets, and it’s not just because of climate change. While climate change is leading to more severe and frequent natural catastrophes, the insurance industry has made significant …

How the American Data Privacy and Protection Act Will Increase Costs

There are many sectors of the U.S. economy that are not subject to rigorous privacy regulations. The insurance industry is not one of them. Our industry has a long history of protecting the privacy interests of its consumers and adding …

Shaping the Narrative of the P/C Industry

It is important to step back and take a 30,000-foot view of the macro context of today’s public policy challenges — specifically, the new tidal wave of socio-environmental awareness that the U.S. is experiencing. The expectations being placed on corporate …

Insurers Powered by New Tech Ready to Assist Policyholders

This hurricane season has already broken several records, and it is not over yet. So far, 2020 has produced 23 named storms, including two using the Greek alphabet for only the second time in history. Nine named storms have made …

Dodd-Frank Anniversary: What About Insurance?

The Dodd-Frank Wall Street Reform and Consumer Protection Act rewrote the landscape of the financial markets and it has permeated all sectors of the global economy. A year after the Dodd-Frank Act was signed, there continues to be uncertainty over …