Articles by Dawn Love

Landslide Destroys Luxury Homes in Laguna Beach, California

A reported 20 homes are said to be destroyed on June 1 in Laguna Beach, California, due to a landslide in the Bluebird Canyon area, according to the Los Angeles Times. Only minor injuries have been reported. Approximately 20 homes …

Young Agents: Changing the Face of the Industry

The number of young agents that are active in their state associations is growing. Although they have learned a lot from more experienced agents and brokers, young agents are essentially unique when it comes to their approach to the industry. …

New PD Regs to Reduce Work Comp Rates

New permanent disability regulations will reduce the cost of workers’ compensation insurance pure premium rates by anywhere from three to 12 percent, said California Insurance Commissioner John Garamendi in a recent conference call to the media. Garamendi heard testimony given …

Calif.’s AB 975 Hearing Postponed Indefinitely

AB 975, legislation that would clarify the definition of broker in the California Insurance Code, was not heard in the Assembly Insurance Committee May 4, according to the American Agents Alliance. The hearing on AB 975 has not been rescheduled …

Garamendi Accuses Insurance Industry of Racial Discrimination

Two associations have responded to Commissioner John Garamendi’s recent accusations that the insurance industry’s rating practices are “blatantly discriminatory” and based on ethnicity. Garamendi’s comments recently appeared in an April 20 article in the Contra Costa Times. Representatives of the …

New Permanent Disability Regulations to Reduce Workers’ Comp Rates

New permanent disability regulations will reduce the cost of workers’ compensation insurance pure premium rates by anywhere from three to 12 percent, said California Insurance Commissioner John Garamendi in a conference call to the media. Garamendi heard testimony given by …

Western Agencies Keep it All in the Family

Mom and pop” retail agencies have always been a vital component of the insurance world, and many of them still exist today. Sons, daughters, grandsons and granddaughters are able to continue family traditions as agencies are passed down from one …

AB 975 Hearing Postponed Indefinitely

AB 975, legislation that would clarify the definition of broker in the California Insurance Code, was not heard in the Assembly Insurance Committee May 4, according to the American Agents Alliance. The hearing on AB 975 has not been rescheduled …

IBA West Prepares for Blue Ribbon Conference in Hawaii

Attendees at the upcoming Insurance Brokers and Agents of the West Blue Ribbon Conference, to be held May 1-5, can expect more than sunbathing, snorkeling and golfing at the Mauna Lani Bay Hotel on the big island of Hawaii. Agents …

Are California’s Workers’ Comp Troubles Over? SB 899 One Year Later

It was about one year ago, on April 19, 2004, that California Governor Arnold Schwarzenegger signed SB 899 into law, giving the state’s beleaguered workers’ compensation system a tremendous overhaul. Although the reforms are still currently being implemented, the evidence …