Articles by Jerry Johns

The Texas Windstorm Insurance Association: Challenges and solutions

The 2006 hurricane season is looming and the insurance industry already sees dark clouds on the horizon. The Texas Windstorm Insurance Association is considerably under-funded in the event a major hurricane makes landfall in Galveston or Corpus Christi. Last year …

The facts about credit information and insurance

The use of credit history, one of many underwriting tools, is not a new concept and one that has received strict scrutiny from insurance regulators and consumer advocates around the country. Some insurers have used individual credit histories in underwriting …

The Facts About Credit Information and Insurance

The use of credit history, one of many underwriting tools, is not a new concept and one that has received strict scrutiny from insurance regulators and consumer advocates around the country. Some insurers have used individual credit histories in underwriting …

The Facts About Credit Information and Insurance

The use of credit history, one of many underwriting tools, is not a new concept and one that has received strict scrutiny from insurance regulators and consumer advocates around the country. Some insurers have used individual credit histories in underwriting …

The Facts About Credit Information and Insurance

The use of credit history, one of many underwriting tools, is not a new concept and one that has received strict scrutiny from insurance regulators and consumer advocates around the country. Some insurers have used individual credit histories in underwriting …

The Facts About Credit Information and Insurance

The use of credit history, one of many underwriting tools, is not a new concept and one that has received strict scrutiny from insurance regulators and consumer advocates around the country. Some insurers have used individual credit histories in underwriting …

Commentary: Credit Histories Benefit Consumers

It is time to set the record straight and dispel some of the myths being advanced in Texas and across the country about why insurance companies use credit history. The truth is that credit history is a valid predictor of …