Articles by Jim Sams

Sams is editor of ClaimsJournal.com, the online resource and daily newsletter for property/casualty insurance claims professionals. ClaimsJournal is a member of the Wells Media Group. Sams can be reached at jsams@wellsmedia.com

Carolina Supreme Court Says Insurers Owe in Aging Fertilizer Pollution Case

The carriers that insured a Charleston fertilizer plant more than 30 years ago are liable for contamination at the site even though the former property owner who bought the policies did not ask their permission to transfer its right to …

Insurers Found Liable for $101M Payment into Lead Paint Abatement Fund

Taking a calculated risk by selling a hazardous product isn’t the same as intentionally causing harm. For that reason, insurers must cover a court judgment that requires the company that sold Dutch Boy lead paint to pay $101 million into …

CMS Rules on Settlement Reporting May Sting Insurers and Claimants Both

For years, the federal agency that runs Medicare has been building a trap to snag any settlements that would force taxpayers to pick up the tab for medical care that should have been paid by others. The Centers for Medicare …

Court Allows Arkansas Malpractice Claim to Proceed Before Underlying Suit is Resolved

Legal malpractice claims usually aren’t filed until after somebody loses a lawsuit. But what happens when the underlying dispute hasn’t been resolved, but a litigant has to hire new counsel to clean up mistakes that were made during discovery? A …

Consumer Group Demands Probe After New York Times Reports on Alleged Bias at State Farm

A national consumer rights group in late March called on state insurance commissioners to investigate racial bias in claims handling after the New York Times reported on discrimination lawsuits filed against State Farm by a Chicago policyholder and a former …

Consumer Group Demands Probe After Reports of Alleged Bias at State Farm

A national consumer rights group on Thursday called on state insurance commissioners to investigate racial bias in claims handling after the New York Times reported on discrimination lawsuits filed against State Farm by a Chicago policyholder and a former employee …

Ohio Court: Coverage Owed for Contamination That Ruined Product

Contamination that ruined more than $1 million worth of glass containers manufactured by a policyholder’s customer counts as damage that is covered by an umbrella insurance policy, the Ohio State Supreme Court ruled last week. The Supreme Court justices unanimously …

Inflation Outpacing Premium Increases for Auto and Homeowners Lines

US Insurers — already hammered by extraordinary losses caused by natural disasters — are failing to raise premiums at a pace that matches the inflation rate, according to the American Property Casualty Insurance Association. APCIA said private property/casualty insurers experienced …

8th Circuit: Arkansas Law Allows Malpractice Action to Proceed Before Underlying Suit is Resolved

Legal malpractice claims usually aren’t filed until after somebody loses a lawsuit. But what happens when the underlying dispute hasn’t been resolved, but a litigant has to hire new counsel to clean up mistakes that were made during discovery? A …

Georgia High Court Finds Retailers May be Liable for Securing Loads on Vehicles

Georgia shoppers who are unable to load bulky purchases onto their vehicles by themselves might find store employees less willing to help — or at least being more vigilant if they do lend a hand. The Georgia Supreme Court ruled …