Articles by Kenneth J. St. Onge

Short-Celling the Public

Troubling allegations have surfaced over the National Highway Traffic Safety Administration’ handling of research and warnings about the safety of cell phone use by drivers. Main Street insurance agents, and the industry in general, should be angry. Last month, two …

New York Agents Plead Case for ‘Common Sense’ Disclosure Rules

Trade Groups Worry about Logistics and Fairness Independent agent groups in New York State pleaded with regulators during a meeting last month to take a more “common sense” approach to proposed rules requiring agents to tell clients how they get …

Court: No Coverage for Massachusetts Lawyer Who Failed to Report Claim

A claims-made and reported professional liability policy will not cover a Massachusetts lawyer who failed to notify three different insurers about a potential suit against him, the First Circuit Court of Appeals has ruled. The decision, which pitted lawyer Paul …

No Coverage for Wrongful Death in Shooting of Mississippi Robber

A Mississippi convenience store owner who shot and killed a robber cannot seek coverage under his general liability policy for a wrongful death suit brought the victim’s survivors, a federal court has ruled. The suit stems from an incident in …

New Jersey Case Tests Overseas Reach of Workers’ Comp Law

A New Jersey nonprofit that hires workers to teach in foreign countries is not required to provide workers’ compensation insurance for those employees, a New Jersey appeals court has ruled. The decision — which reverses a ruling of a lower, …

New York Agents Plead Case for “Common Sense” Disclosure Rules

Independent agent groups in New York State pleaded with regulators during a meeting yesterday to take a more “common sense” approach to proposed rules requiring agents to tell clients how they get paid. The meetings, which took place in Manhattan, …

Pithy Posters and Personal Change

Most readers, at one time or another, have probably mocked the motivational posters commonly found in most office settings. They typically fuse eye-catching images with generic platitudes in a vain attempt to rally employees past difficult professional obstacles. Peruse any …

Survey: Claims Service Is Tops for Agents When Evaluating Carriers

Quality claims service continues to be the top factor in how independent agents evaluate their carriers, although insurers’ financial strength ratings are now a much bigger concern for agents than in the past, an exclusive survey reveals. The survey — …

Connecticut Trucking Company Owner Sentenced to 6 Years in Prison

The former owner of a Connecticut trucking company has been sentenced to six years in jail on manslaughter and insurance fraud charges for his role in a fiery truck crash at a major suburban intersection that left four people dead, …

Court: Professional Liability Policy Excludes Patent Claims

A professional liability policy does not cover legal fees for patent infringement lawsuits brought by a competing company, a Pennsylvania appeals court has ruled. The ruling comes in response to a suit brought by TransCore, a company that makes technology …