Articles by Kevin LaCroix

What to Watch Now in the World of D&O

Due to constantly evolving financial and litigation environments, the issues that are most critical in the world of directors’ and officers’ liability insurance vary significantly over time. This overview addresses the most significant concerns of current interest for D&O insurance …

Web 2.0 for the Insurance Industry

How to Use Social Web Tools to Expand Contacts and Increase Opportunities Every insurance professional knows that our industry is built around relationships. Through rapidly developing Internet innovations, there are now entirely new ways for insurance professionals to build business …

D&O Insurance: Cost Versus Value

Not Like Your Typical Running Shoes Most reasonably sophisticated consumers understand that the cheapest running shoes may be no bargain, that the least expensive cellular plan may have big gaps, and that selecting legal counsel based on which attorney charges …

D&O Insurance: Cost Versus Value

Not Like Your Typical Running Shoes Most reasonably sophisticated consumers understand that the cheapest running shoes may be no bargain, that the least expensive cellular plan may have big gaps, and that selecting legal counsel based on which attorney charges …

Buying D&O Insurance on Price Alone: Careless

Most reasonably sophisticated consumers understand that the cheapest running shoes may be no bargain, that the least expensive cellular plan may have big gaps, and that selecting legal counsel based on which attorney charges the least is fraught with peril. …

The Growing Number of Bank Failures and the D&O Insurance Marketplace

In what has become a ritual, each Friday evening the Federal Deposit Insurance Corp. (FDIC) announces the names of the banks it has taken over that week. As of May 19, 2009, the number of year-to-date bank closures stands at …

Corporate Defaults, Bankruptcies and D&O Claims

Deteriorating economic conditions threaten a massive wave of corporate defaults. Corporate borrowers’ inability to fulfill debt obligations could prompt a bankruptcy filing surge and lead to lawsuits as creditors and shareholders seek to recoup their losses. These claims could present …

Corporate Defaults, Bankruptcies and D&O Claims

Deteriorating economic conditions threaten a massive wave of corporate defaults. Corporate borrowers’ inability to fulfill debt obligations could prompt a bankruptcy filing surge and lead to lawsuits as creditors and shareholders seek to recoup their losses. These claims could present …

Securities Lawsuit Filings Are Up, So What About D&O Pricing?

The pace of securities lawsuit filings increased significantly in 2008 compared to recent years. There were 226 new securities lawsuits filed in 2008, which represents a 31 percent increase over the 172 securities lawsuits filed in 2007, and nearly a …

How Securities Lawsuits Will Affect D&O Pricing

Litigation May Result in Higher D&O Prices But Not Right Away The pace of securities lawsuit filings increased significantly in 2008 compared to recent years. There were 226 new securities lawsuits filed in 2008, which represents a 31 percent increase …