Articles by Lori Widmer

Navigating Today’s E&S Markets

For brokers and agents to navigate the market successfully, Brent Winans, vice president of Clear Advantage Risk Management, said it takes plenty of information, and a lot more diligence. “In a soft market, everybody gets sloppy,” he said. “In the …

Surplus Lines Report: Mostly Good News

A. M. Best Co. used the word stable to describe the current excess & surplus (E&S) market, which has made a turn for the better since 2020. The ratings company upgraded the market’s outlook from a negative rating, a move …

How to Build an Insurance or Any Business with Community at the Center

It’s a common corporate practice to use philanthropic pursuits to improve both their communities and public images. Some organizations donate both funding and manpower through formal philanthropy programs. Others choose to give regularly to selected charities. But for Pamela Davis, …

Wholesale: More Special Than Ever

Savvy wholesalers are meeting the demand for specialized knowledge Everyone loves the wholesale insurance business these days, or so it seems. “We’ve seen the entrance of a lot of other people coming into the wholesale market – aggregators, brokers, agents, …

The Disaster Issue – Where Insurers Fear to Tread

One storm is all it takes these days. Anyone who’s been paying attention needn’t be reminded that even a post-tropical cyclone can cause major damage. That’s what Sandy was when she came on shore in New Jersey and devastated communities …

What to Know About the New Flood Insurance Program

If it were a dam or a levee, it would have been replaced ages ago. Yet the National Flood Insurance Program (NFIP) has stayed afloat despite a regular leaking of funds since its inception in 1968. The much-needed, often-maligned program …

What to Know About the NEW & IMPROVED Flood Program

Now with Fewer Subsidies, Minimum Deductibles, Multifamily Coverage and More If it were a dam or a levee, it would have been replaced ages ago. Yet the National Flood Insurance Program (NFIP) has stayed afloat despite a regular leaking of …

Leading By Creating

Top 100 Agency Profile Agency Name: Confie Seguros, trading under Freeway Insurance Headquarters: New York, N.Y. Year Founded: 2008 Additional Locations: California, Arizona, Washington, Oregon, Texas, New York, New Jersey, Nevada and Florida 2010 Total P/C Premium Volume: $380,000,000 % …

Best Agency to Work For – Southeast

Ocala, Fla. Holder Insurance Agency The day Holder Insurance Agency employees found out its firm was named Southeast winner of Insurance Journal’s annual Best Agencies to Work For award, they were whispering and conspiring. That’s because they nominated the agency …

Best Agency to Work For – Midwest

Grandville, Michigan Berends Hendricks Stuit Tom Stuit is surprised. He’s surprised that his employees could keep the nomination of his agency, Berends Hendricks Stuit, a secret from him, and that 35 of the 110 employees took the time to rate …