Articles by Michael Adams

Florida Drivers Can Challenge Presumption of Fault

Florida’s high court has ruled that drivers that cause an automobile accident by striking another car from behind can still sue the other driver for damages depending on the circumstances of the accident and the other driver’s actions. The Florida …

Florida Hospital Group to Offer Health Insurance to Patients

The Florida Hospital group has announced it will begin offering patients health insurance starting in January 2014. The Daytona-based Florida Hospital, which has five hospitals in the state, is part of the Adventist Health System, the largest not-for-profit health system …

Florida’s Citizens, Regulators Agree to Restrict Eligibility for New HO-8 Policies

Florida’s state-backed property insurer and state regulators have cleared the path for the insurer to begin issuing a new HO-8 policy by limiting it to low-value older homes, addressing concerns that the policies’ low rates could lead to a potential …

Florida Court Allows Drivers to Rebut Presumption of Fault in Rear-End Crashes

Florida’s high court has ruled that drivers that cause an automobile accident by striking another car from behind can still sue the other driver for damages depending on the circumstances of the accident and the other driver’s actions. The Florida …

Florida’s Citizens Balks at Issuing HO-8 Policy

Florida’s quasi-governmental property insurer is resisting a statutory requirement that it start issuing an HO-8 policy due to a disagreement with regulators over rates and concerns that the policy’s reduced price could make it attractive to consumers despite the policy’s …

Praetorian Offers to Lower Florida Forced-Placement Rates by 18.8%

A forced placement mortgage property insurer providing coverage in Florida has offered to lower its rates by an average of 18.8 percent, despite the fact that state regulators said the rate decrease should be double that amount. Praetorian Insurance Co. …

Florida’s Citizens Cancels Surplus Loan Plan; CEO Questions Depopulation Methods

Officials of Florida’s policyholder-back insurer have decided not to pursue a plan to loan private insurers part of its surplus in exchange for removing policies citing the fact that as currently envisioned no insurers would step forward and participate in …

Judge Denies Some Medical Providers’ Plea to Block Florida PIP Law

A federal court judge has denied a motion brought forward by some medical providers who claimed that Florida’s new no-fault auto law unfairly prevented them from making a living, on the basis it is unlikely they will prevail in court. …

Florida Cabinet Approves PIP Benefit Rule Sought by Insurers

Florida officials have approved an emergency rule that will allow auto insurers providing no-fault coverage to use a form informing accident victims of their benefits under the state’s revised personal injury protection law. The Florida Cabinet approved the emergency rule …

Florida Regulator Conducting Review of Citizens Insurance

Florida regulators are working on a report that is expected to layout the financial status, claims handling and other administrative workings of the state’s 1.4 million policyholder-backed property insurer. Florida Insurance Commissioner Kevin McCarty, in response to an inquiry by …