Articles by Michael Adams

Does Florida’s Public Adjuster Law Limit Free Speech?

Public adjusters would have more access to homeowners in the immediate aftermath of a storm if the Florida Supreme Court rules Florida’s current public adjuster law unconstitutional. The high court recently heard oral arguments in the case of Atwater v. …

Nursing Home Case Spotlights West Virginia’s Malpractice Damages Cap

Lawyers for a West Virginia nursing home are preparing to take a case to the state’s Supreme Court on the grounds that a $91.5 million jury award should be reduced under the state’s medical malpractice law. In August, after a …

One Frustrated Florida County Tackles Auto Insurance Fraud On Its Own

One county in Florida has decided not to wait on state lawmakers’ promise to address the insurance fraud and fix the state’s automobile no-fault law. It has passed its own ordinance to crack down on fraudulent medical clinics. The Hillsborough …

Citizens Goes Along with Florida Sinkhole Rate Decision

Florida officials and the state’s-backed property insurer were working to find common ground in the aftermath of the political firestorm over the insurer’s proposed large hike sinkhole coverage rates, with the insurer indicating it will implement the approved rates that …

Florida PIP Cost Battle May Extend to Physician Referral Services

Florida lawmakers are likely to consider whether to curb the use of accident clinic referral hotlines as part of a broader effort to reign in the costs of personal injury protection (PIP) auto insurance. Reforming the state’s automobile PIP insurance …

Florida Approves Use of Revised RMS Hurricane Model

A Florida state panel has approved the use of a new hurricane catastrophe model that is increasing many insurers’ exposure. The Florida Commission on Hurricane Loss Projection Methodology has approved the Risk Management Solutions new U.S. Hurricane Model version 11.0 …

Florida Supreme Court Weighs If Public Adjuster Law Limits Free Speech

Public adjusters would have more access to homeowners in the immediate aftermath of a storm if the Florida Supreme Court rules Florida’s current public adjuster law unconstitutional. The Florida Supreme Court recently heard oral arguments in the case of Atwater …

Florida Regulator Slashes Sinkhole Rate Hike, Lowers Others

Florida residents who have sinkhole insurance through the state-backed property insurer will not have to pay a proposed statewide average 447 percent increase. Citizens Property Insurance Corp. customers will also be spared big price hikes for standard coverages under several …

Florida Set to Tackle PIP Auto Insurance Reform Again

Florida state officials, insurers, medical providers, and consumer groups are preparing to re-examine the state’s no-fault auto insurance law just months after lawmakers failed to resolve the issue. State Insurance Consumer Advocate Robin Westcott is scheduled to hold the first …

Insurance Rates for Coastal Alabama Homeowners Going Down

Alabama homeowners insured by the state’s property insurer of last resort are paying less after the insurer implemented its first rate decrease in three years. The Alabama Insurance Underwriting Association last month called for an average 6.2 percent rate cut, …