Articles by Niji Sabharwal

Niranjan โ€œNijiโ€ Sabharwal is the co-founder and CEO of AgentSync, an insurance producer management software firm. Niji believes solving problems at scale requires the right proportions of people, processes, and technology. He holds a B.A. in business economics from the University of California Santa Barbara. Contact Niji at sales@agentsync.io

How Agentsync Helps Insurance Producers and Adjusters Manage Carrier Requirements for Paper Licensing

This post is part of a series sponsored by AgentSync. While modern insurance infrastructure allows insurance carriers to access to-the-day reporting for insurance producers’ and adjusters’ licenses, many still require a paper copy of licenses. At AgentSync, we’re firm believers …

Five Things Independent Insurance Producers Expect from Their Agency

This post is part of a series sponsored by AgentSync. The producer market is getting skinny with retirees exiting businesses and not enough interest from new generations. Agencies that can deliver on both the historical benefits of an agency contract …

Insurance 101: Do Your Customer Service Representatives Need a License?

This post is part of a series sponsored by AgentSync. Customer service representatives working in the insurance industry provide a valuable connection between policyholders and insurance providers. Great customer service is key to an agency, carrier, or MGA/MGU’s success and …

The History of Health Insurance: Past, Present, and Future

This post is part of a series sponsored by AgentSync. Health insurance (officially called “accident or health and sickness”) is one of the major, or general, lines of authority (LOAs) defined by the National Association of Insurance Commissioners (NAIC) in …

How Agentsync Helps Insurance Producers and Adjusters Manage Carrier Requirements for Paper Licensing

This post is part of a series sponsored by AgentSync. Insurance agents want to get paid for the products they sell. They’ll ultimately choose to partner with the insurance carriers that get commissions paid quickly and accurately. On the other …

Insurance and the Inflation Reduction Act of 2022

This post is part of a series sponsored by AgentSync. President Joseph Robinette Biden Jr. signed the Inflation Reduction Act of 2022 into legislation, with ripple effects remaining to be seen across the economy. Much of the act has been …

Insurance 101: Understanding Catastrophe Bonds (CAT Bonds)

This post is part of a series sponsored by AgentSync. Since the mid ’90s, insurers have used catastrophe bonds (CAT bonds) to provide a financial safety net in response to cataclysmic events like hundred-year floods, category four and five hurricanes, …

Attract and Retain Top Producers by Creating an Exceptional Employee Experience

This post is part of a series sponsored by AgentSync. The insurance industry’s talent crisis has become such an over-referenced topic that it’s almost cliche. Articles and studies dating back to at least 2010 have warned of the impending insurance …

Planning to Grow? Invest in These Three Areas to Compete for Talent

This post is part of a series sponsored by AgentSync. The insurance industry, known for being stable even during times of instability, is once again set to add jobs and grow in the next year. According to The Jacobson Group’s …

How Millennials Are Changing the Insurance Industry

This post is part of a series sponsored by AgentSync. Generally tech-savvy and data-forward, millennials are shaking up the insurance industry both as consumers and insurance professionals. Defined as those born between 1981 and 1996 โ€“ ranging in ages from …