Articles by Patricia-Anne Tom

Road Tech

Technology – cell phones and texting technologies – gets a bad rap when it comes to safety while driving. Of course, it’s not the technology that’s unsafe – it’s people. In my recent business trip, for instance, three of the …

California Farms Take Risks When Going Green

California dairy farmers might soon start converting their cow waste to fuel, but in doing so, they may be taking on more insurance risks — risks that their insurance agents might not be aware of, said James D. Redinger, principal …

Drivers Beware: Lindsay Lohan Offers Lessons in Auto Insurance

In all the commotion of Lindsay Lohan’s fall from grace, little attention has been paid to the impact her risky behavior will have on her insurance — auto, home, life, and health. But consumers can learn from her mistakes, according …

Truckers Insurance Headed in New Directions

Turns in the Road Include Recession, Court Rulings, Safety Initiatives, Coverage Forms The year 2010 might be considered revolutionary in the trucking insurance field, as it is ushering in more changes than those who provide insurance for truckers have seen …

Why Insurance Agents Must Join the Social Media Revolution

Independent insurance agents need to acknowledge that having “a Web presence is non-negotiable,” according to Michael LaRocco, president and CEO of Fireman’s Fund Insurance Companies. LaRocco said that consumers today – “tomorrow for sure, but also today” – already are …

Understanding Business Income Claims During Times of Civil Unrest

California’s Mehserle Verdict a Reminder to Review Coverages While Oakland, Calif., police donned riot gear to ward off potential violence and vandalism following the Mehserle verdict announcement, businesses may be wondering what insurance coverages are available to protect themselves at …

Calif. Mehserle Verdict a Reminder to Review Business Income Coverages

While Oakland, Calif., police donned riot gear to ward off potential violence and vandalism following the Mehserle verdict announcement, businesses may be wondering what insurance coverages are available to protect themselves at times of civil unrest. At about 4 p.m. …

2010 a Revolutionary Year for Truckers Insurance

The year 2010 might be considered revolutionary, as it is ushering in more changes for those who provide insurance for truckers than the industry has seen in a decade. Motor carriers, defined as anyone who uses a vehicle that has …

2010 A Revolutionary Year for Truckers Insurance

The year 2010 might be considered revolutionary, as it is ushering in more changes for those who provide insurance for truckers than the industry has seen in a decade. Motor carriers, defined as anyone who uses a vehicle that has …

West Faces High Wildfire Potential

Arizona Wildfire Incurs $1.8 Million in Claims An Arizona wildfire that has burned 15,075 acres and incurred $6.9 million in claims to date might be the first example of the fire risks the Western United States are facing in 2010. …