Articles by Patricia-Anne Tom

Jungle Love

With such events as wildfires, the subprime mortgage fallout, and mergers and acquisitions, the corporate world can at times seem like a jungle. No one knows that better than author Gert Cruywagen, whose book, “Jungle Risk Management,” details the risk …

California Commissioner Proposes Pay-As-You-Drive Regulations

California Insurance Commissioner Steve Poizner has proposed regulations that would make a green auto insurance option available for California consumers. If implemented, pay-as-you-drive auto insurance would allow motorists to more accurately pay for the coverage they need by linking their …

The PAYD Puzzle

Telecommuting is growing at a rate of 15 percent annually, and with good reason. As telecommunications technology develops and the economy becomes increasingly more digital, telecommuting makes sense because it leads to increased production, decreased sick leave, decreased turnover, reduced …

Court: Insurer Can’t Bring Subrogation Claim Against Attorney

Insurers are not allowed to bring equitable subrogation actions premised on professional negligence against attorneys, the Colorado Court of Appeals has ruled. According to State Farm Fire and Casualty Co., as subrogee of Running Bear Homeowners Association v. Robert G. …

California To Discuss PAYD Auto Insurance on Oct. 20

The California Department of Insurance has announced that it will host a public hearing at 10 a.m. on Oct. 20, 2008, in San Francisco, to discuss Commissioner Steve Poizner’s proposed pay-as-you-drive auto insurance rating regualtions. In August, Poizner proposed regulations …

Jungle Love

Risk Management Strategies Based on Emulating Animals in the Jungle With such events as wildfires, the subprime mortgage fallout, and mergers and acquisitions, the corporate world can at times seem like a jungle. No one knows that better than author …

Will Baby Boomers Lead to Boost in Worker Woes?

Managing Risks With an Aging Workforce The aging and retirement of the Baby Boomer generation is creating a demographic transformation that will affect the staffs of insurance organizations, as well as their customers. Consider the following statistics: According to the …

Jungle Love

Risk Management Strategies Based on Emulating Animals in the Jungle With such events as wildfires, the subprime mortgage fallout, and mergers and acquisitions, the corporate world can at times seem like a jungle. No one knows that better than author …

California Senate Committee Passes Pay-As-You-Drive Legislation

Legislation that would allow insurers to more accurately base auto insurance premiums on how many miles a motorist drives passed the California Senate Appropriations Committee. Proposition 103 requires insurers to set automotive insurance rates and premiums using specified factors, including …

New Mexico Court: Class Actions Can’t Be Barred in Small Claims

The New Mexico Supreme Court has ruled that contractual prohibitions on class actions for small consumer claims violates public policy and is therefore unenforceable. According to Robert Fiser, individually and as a representative of a class of persons within the …