Articles by Patricia-Anne Tom

Idaho Requiring Underinsured Motorist Bodily Injury, Uninsured Motorist Coverage

The Idaho Department of Insurance has issued a bulletin reminding insurers, agents and brokers that underinsured motorist bodily injury coverage, as well as uninsured motorist coverage is required to be included with motor vehicle liability policies sold or renewed on …

Montana Supreme Court: Claims for Bodily Injury Can Cover Injured Plus Observer

The Supreme Court of Montana has ruled that even a bystander’s claim for bodily injuries can be covered in an insurance policy. According to court documents in Allstate Insurance Co. v. Terry Wagner-Ellsworth and Tiffany Rusk, in February 2000, Wagner-Ellsworth …

California High Court Clarifies Policies on Workers’ Comp Utilization Reviews

Employers must conduct utilization reviews when deciding whether to approve or deny an injured employee’s request for workers’ compensation medical treatment, the Supreme Court of California has ruled. In State Compensation Insurance Fund v. Workers’ Compensation Appeals Board and Brice …

Lightning Strikes

Lighting has ignited thousands of fires in Northern California in the past month, burning more than 400,000 acres and threatening more than 10,000 buildings across the region. Among the largest fire still burning is the Basin Complex fire in Los …

Japan: Risk and Rewards

A Glimpse into Japan’s Property and Casualty Market The Japanese property and casualty insurance market is ripe for opportunities, but there also are significant risks in the country, according to Keiji Fukasawa of Finrex Japan and Rie Hidaka of Swiss …

Firefighters in Stalemate Against Calif. Wildfires

Firefighters have battled hundreds of wildfires burning throughout Northern California to a stalemate in the past month, but forecasters say dangerous fire conditions will not relent anytime soon. While it is still too soon to tally total insured losses and …

California Considering Pay-As-You-Drive Auto Insurance

Price at the Gas Pump Spurring Assembly Bill, DOI Regulation California’s Department of Insurance as well as state legislators are considering bringing pay-as-you-drive automobile insurance to the state, a system in which automobile insurance premiums would more accurately reflect how …

California Aims to Implement Pay-As-You-Drive Insurance Regs

California’s Department of Insurance as well as state legislators are considering bringing “pay-as-you-drive” automobile insurance to the state, a system in which automobile insurance premiums would more accurately reflect how far motorists drive each year. Assembly Bill 2800, sponsored by …

California Senate Approves Agent-Broker, Spyware Bills

California’s Senate Banking, Finance and Insurance Committee approved two bills — one allowing insurance cmpanies to require spyware to be installed in vehicles, and the other clarifying the duties of an agent versus those of a broker. AB 2956 would …

California Senate Considers Agent-Broker Bill, Consumer Group Challenges Legislation

Three pieces of legislation will be heard in the Senate Banking, Finance and Insurance committee on Wednesday, June 17, 2008. Assemblyman Jared Huffman’s AB 2800 would allow insurance companies to require drivers to install spyware in their cars that tracks …