Articles by Patricia-Anne Tom

Insurers Blast Regulators as Closed to Open Dialogue

The National Association of Insurance Commissioners is losing trust because it at times operates behind closed doors and is not open to dialogue with the insurance industry. That was the criticism of NAIC, as voiced by representatives of the American …

Special Protection

Consumers need a better understanding of insurance issues specific to their unique situations. Special relationships deserve protection, too. That’s the assessment of the National Association of Insurance Commissioners, which has doubts about the insurance protections afforded and being purchased by …

California Report Details How to Reduce Fraudulent Claims

Commissioner Takes Action on Five Recommendations Insurance fraud in California totals more than $15 billion each year, costing each resident an average of more than $500 per year. That’s the estimate published in a report recently issued by California Insurance …

Arizona Law Expands Fine for Worker Deaths

Thanks to a bill recently signed by Arizona Gov. Janet Napolitano, families of workers in the state now have greater protections when companies willfully or repeatedly violate laws and it results in a worker’s death. Senate Bill 1125, “Amending Sections …

Wyoming Court: Use Only Worker’s Income in Figuring Comp Benefits

The Wyoming Supreme Court ruled that the state Workers’ Compensation Division erred when it denied a worker benefits because it included his wife’s income in calculating the “household income” attributable to an employee under state statute. According to State of …

California Regulator Says Insurance Needs Local Regulation, More Modernization

Insurance is best regulated at the local level. That’s the opinion of California Insurance Commissioner Steve Poizner, who shared his views during his welcome address to the National Association of Insurance Commissioners Summer Meeting held in San Francisco on May …

Colorado Approves Auto Insurance Med Pay Bill, ‘Bad Faith’ Bill

Colorado Gov. Bill Ritter has signed Senate Bill 11, which creates rules concerning funding for the provision of uncompensated trauma care to persons injured in motor vehicle accidents, and House Bill 1407, allowing the insurance commissioner to increase the penalties …

Hispanic Workers Have Higher Risk of Death on the Job

The death rate for Hispanic workers is consistently higher than the rate for other U.S. workers, with nearly 35 percent of those deaths occurring in the construction industry, according to a report by the Centers for Disease Control and Prevention. …

California Appeals Court Upholds Cap on Workers’ Comp Treatments

A Court of Appeal in California has rejected a constitutional challenge to the number of visits a worker is entitled to for chiropractic, physical therapy or occupational therapy visits under the state’s workers’ compensation rules. According to Jose Facundo-Guerrero v. …

Wyoming Court: Use Only Worker’s Income in Figuring Comp Benefits

The Wyoming Supreme Court ruled that the state Workers’ Compensation Division erred when it denied a worker benefits because it included his wife’s income in calculating the “household income” attributable to an employee under state statute. According to State of …