Articles by Patricia-Anne Tom

California Workers’ Compensation Insurer in the Midst of Change

California State Compensation Insurance Fund has been facing many changes recently, but it has no intent to be the dominant player in the state workers’ compensation insurance market, according to Janet Frank, SCIF’s CEO. Looking back at the Fund’s 94-year …

Colorado Legislation Threatens Auto Insurance Savings, Insurers Say

The Colorado Legislature is considering a bill that would add bureaucratic red tape and costs to the state’s automobile insurance system, claims the Property Casualty Insurers Association of America (PCI), which is opposing the bill. House Bill 1389, the Fair …

Demand For Food, Fuel Creating Ample Need For Agribusiness Insurance

The need for agricultural insurance is growing like a weed. “This is the greatest time we’ve had in our business,” said Christopher Leliaert, vice president at Towers-Perrin Reinsurance, in his assessment of the state of the agricultural insurance market. Speaking …

Court: Policyholders Can Question Farmers’ Fees

A California Court of Appeals has allowed policyholders in the Farmers Insurance Exchanges to question the alleged excessiveness of management fees charged to them by Farmers Group Inc., a wholly owned subsidiary of Zurich Financial Services. In Benjamin J. Fogel, …

Insurers Urge California Policyholders to Oppose Vehicle Repair Bill

Three insurance associations are urging Californians to contact their legislators to oppose a bill that they say would influence where consumers get their vehicles repaired following an accident. The bill, SB 1167 by Sen. Patricia Wiggins, D-Santa Rosa, was scheduled …

Double Whammy

It starts with the housing market. Then it seeps into construction, typically residential followed by commercial. Then it travels to manufacturing, then retail, then hospitality. It differs by region. It might be worse in San Francisco or Las Vegas than …

Washington Proposes Hot Weather Worker Rule

Washington’s Department of Labor and Industries (L&I) has proposed a new workplace rule to protect workers from heat-related illness when working outdoors in hot weather. This proposal is significantly different from the temporary rules L&I used the past two summers …

Arizona Court: Off-Duty Officer Injury Qualifies for Workers’ Compensation

Arizona’s Court of Appeals has ruled that an administrative law judge erred in finding that an off-duty police officer’s gunshot injury in the course of protecting a friend was not due workers’ compensation because the officer’s employment rules required him …

California Assembly Considering Insurance Agent-Broker Bill

A bill that would help to clarify when an insurance professional is acting in the capacity of a broker versus an agent in California is scheduled come before the state Assembly Insurance Committee no later than April 16. Given the …

California Legislature Considers Changes to State Workers’ Comp Insurer

California’s Legislature will hear testimony today regarding operations of the state’s largest workers’ compensation insurer. Senate Bill 1145 will be heard by the Senate Banking, Finance and Insurance Committee, and Assembly Bill 1874 will be heard in the Assembly Insurance …