Articles by Patricia-Anne Tom

Oregon Liability Cap for Public Employees Ruled Unconstitutional

The Oregon Supreme Court has ruled that parts of the Oregon Torts Claims Act that limits liability claims against governments violates the Remedy Clause of the Oregon Constitution, creating the potential for liability claims against public employees. The decision also …

Top Insurance Stories in 2007 in the West

While 2007 was a surprisingly calm year for hurricanes, that doesn’t mean Mother Nature didn’t have a tantrum or two. In 2007, the West faced its share of disasters, with freezes, floods and fires making news headlines from California all …

Court: Workers’ Comp Benefits Don’t Apply at Educational Conference

The family of an employee is not entitled to workers’ compensation death benefits if the death occurs while the employer is attending an educational conference, the Court of Appeal in California has ruled. In City of Los Angeles v. Workers’ …

Risky Business

It’s risky business selecting the top stories of the year. One’s choices are limited — they basically have to consist of real news. Predicting headlines for the coming year, however, is pure speculation. It’s kind of fun to imagine the …

Make the Most of the Mexico-bound

Auto coverage essential; homeowners a growing market Recent snow and rain at many people’s doorsteps signal that it’s the high season for snowbirds to flock south for the winter. And those driving beyond the border into Mexico during this peak …

Natural Disasters, Fires, Floods, Fair Conduct Fueled Insurance Industry Discussions in 2007

While 2007 was surprisingly calm year for hurricanes, that doesn’t mean Mother Nature didn’t have a tantrum or two. In the past year, the West faced its share of disasters, with freezes, floods and fires making news headlines from California …

Claims Flowing in Following Pacific Northwest Rains, Floods

In storm-ravaged parts of the Northwest, home and business owners are beginning to file insurance claims — a process that could be complicated by whether severe winds or floods did the damage. Insurers say they’ve received hundreds of claims from …

California Court Rules Workers’ Comp Benefits Don’t Apply at Conference

The family of an employee is not entitled to workers’ compensation death benefits if the death occurs while the employer is attending an educational conference, the Court of Appeal in California has ruled. In City of Los Angeles v. Workers’ …

Study: California Workers’ Comp Insurer Needs Significant Reforms

California’s State Compensation Insurance Fund “has weak corporate governance, inadequate internal controls in various areas and a general inability to plan for the long-term,” according to an operational review report released by the state Department of Insurance. Following up on …

California Court Rules on Age Discrimination in Workers’ Comp Claim

The California Court of Appeals in Sacramento has, in an unanimous decision, ruled that a disabled employee’s age cannot be used to reduce workers’ compensation benefits. In January 2003, while working as a receptioninst for California Travel and Tourism Commission, …