Articles by Patricia-Anne Tom

Calif. Court Rules Illegal Immigrants Can Get Workers’ Comp

Illegal immigrants injured on the job are entitled to workers’ compensation benefits despite their legal status, a California state appeals court recently ruled. The 2nd District Court of Appeal ruled in a case involving Torrance, Calif.-based coffee roaster Farmer Bros. …

California Insurance Commissioner Announces Anti-Fraud Guidelines

California Insurance Com-missioner John Gara-mendi has announced new Special Investigative Unit (SIU) regulations for insurance carriers licensed to conduct business in California. The regulations are a result of a collaborative effort with the Depar-tment of Insur-ance, members of the insurance …

Cracking the Cookie

Hurricane Katrina and Rita, then the Marsh indictments, oh my. Those subjects have made front page recently, and with good reason. No one could have foretold their outcomes, yet all will potentially affect how the insurance industry operates. Until recently, …

Industry Associations Object to CDI Legal Opinion on Fiduciary Duties

The California Department of Insurance (DOI) recently released a legal opinion on insurance fiduciary duties that industry associations say is over-reaching and will adversely affect their members. In its opinion, the Insurance Commissioner said an insurance broker in a transaction …

California Heating Up, Could Face More Blackouts

More frequent and intense heat waves that are expected in California during the next 100 years could overburden the state’s electric utility grid and cause rolling blackouts, according to a study by the U.S. Department of Energy’s Lawrence Berkeley National …

Competition, Regulation and Katrina a Concern at PLUS D&O Symposium

Wrapping up the PLUS D&O West Symposium held Sept. 13-14 in San Francisco, senior management personnel from insurers, brokerage firms, corporations and law firms concluded that competition is shaping the current and future directors and officers liability insurance market. With …

Writing Wineries Requires More Than Just a Tasting

To be successful, you must thoroughly drink in all the details. Insuring wineries may sound like a lucrative and growing business. All 50 states now produce wine, and the business has a total economic impact of $33 billion, according to …

Court Ruling Says Asbestos-Related Disease Does Not Constitute ‘Bodily Injury by Accident’

The U.S. Court of Appeals, Fifth Circuit, recently issued its opinion in Graphic Packaging International Inc. v. Employers Insurance of Wausau, upholding the validity of an exclusion for “bodily injury by disease” found in workers’ compensation/employers liability policies issued by …

Surveying the Damage: After Katrina, Can the Industry Withstand Another Disaster?

Hurricane Katrina could be called an industry nightmare. Some insurers were still reeling from the effects of the Asian tsunamis and last year’s four hurricanes. Yet when Katrina struck in late August, she forced insurers to action. The hurricane dislodged …

Writing Wineries Requires More Than Just a Tasting

To be successful, you must thoroughly drink in all the details. Insuring wineries may sound like a lucrative and growing business. All 50 states now produce wine, and the business has a total economic impact of $33 billion, according to …