Articles by Patricia-Anne Tom

Writing Wineries Requires More Than Just a Tasting

To be successful, you must thoroughly drink in all the details. Insuring wineries may sound like a lucrative and growing business. All 50 states now produce wine, and the business has a total economic impact of $33 billion, according to …

Court Ruling Says Asbestos-Related Disease Does Not Constitute ‘Bodily Injury by Accident’

The U.S. Court of Appeals, Fifth Circuit, recently issued its opinion in Graphic Packaging International Inc. v. Employers Insurance of Wausau, upholding the validity of an exclusion for “bodily injury by disease” found in workers’ compensation/employers liability policies issued by …

California Considers Quake Insurance Rate Reduction

California Gov. Arnold Schwarzenneger and other state officials who are part of the California Earthquake Authority are considering whether to reduce quake insurance rates in the state by 22 percent. The proposal before the Authority suggests that the reduction is …

Consumers Need More Auto Insurance Education, Panel Says

The Colorado Legislature’s Interim Committee on Auto Insurance has concluded that there needs to be more uniformity in presenting and explaining automobile insurance coverage options to residents buying or renewing policies. Two years ago, the state converted from a “no …