It’s time for another edition of holiday policy language, especially for Christmas 2019. This time, I felt it necessary to address a modern affliction that many people deal with. Some people love this time of year while others simply get …
This is a note to wish you a Happy Holidays. Before you think I’m backing away from my own personal love for and celebration of Christmas, let me list a few holidays (according to holidayinsights.com) that I hope you’ll celebrate …
I have spent some time the last couple of weeks working on next year’s Academy of Insurance webinar schedule. No. It’s not online yet but look for it to start appearing soon. That made me think about something that I’ve …
It’s that time of year again. It’s a time when millions of us will take to the air or to the road and travel to visit with our families and give thanks for all of the blessings that we have. …
I wonder how many of us grew up wanting to get into the insurance business. I know that I didn’t. My path took me around the world before I found myself in need of a job. That’s what brought me …
It’s November and while I have many reasons to be full of joy this time of year, there are still two events that reduce my joy. In fact, one of them makes me downright upset. The first cannot be helped. …
Back in June 2018, AAIS filed its first CannaBOP policy to provide admitted markets a BOP that would cover the unique risks associated with cannabis businesses. While the admitted market has yet to fully embrace the cannabis businesses, this policy …
We received this question recently. I have inherited an account where the primary CGL was written on an occurrence form and the excess liability was written on a claims-made form. Can you help explain why this isn’t a great situation? …
I had a chance to read an exclusionary endorsement this week that was really interesting. Let me set the stage with a question. Is there coverage for BI or PD related to the sale of CBD infused edible products? Since …
We recently received a question from a reader who had a customer with several single-family dwellings as rentals, all written on carrier-specific DP 00 03 (DP-3) policies. The question: “What are the pros and cons about leaving the dwellings on …
