Articles by Patrick Wraight

Patrick Wraight, CIC, CRM, AU, is director of Insurance Journal's Academy of Insurance. He can be reached at pwraight@ijacademy.com.

The Original Family Business

Why family farms dance between the line of personal and commercial coverage Nowhere is insurance more complicated than when you mix two exposures that don’t “traditionally” go together, like business and personal exposures. The original family business is the family …

7 Different Insurance Career Options

This is Insurance Careers Month. I really enjoy when this comes around every year. It’s a chance for me to remind some (and educate others) that the insurance industry is a great career to work in. It has been good …

Insurance Industry Predicts Super Bowl LIII Winner

This Sunday, Jared Goff (in his third NFL season) and the Los Angeles Rams face off against Tom Brady (in his 19th NFL season) and the New England Patriots. Insurance Journal’s Academy of Insurance asked the insurance industry to pick …

I’m working on my CPCU. Why now?

If you could get a glimpse of my desk, you would think it’s a mess. At least my wife does. It isn’t really. It’s more of marginally organized chaos. I really can find what I want on my desk anytime …

Coinsurance is the Insured’s Friend

Coinsurance. For some of us, that’s one of the worst words that I could write. You’re already mad at me and you haven’t even read the first paragraphs. For many of us, it’s a word that you barely noticed. You’ve …

Strategies for Survival in an App-First World

The traveling salesperson has returned. Oh, they no longer carry around a suitcase with samples of what they are selling, and they no longer come a calling. No, we aren’t looking for Professor Harold Hill to get off the train, …

We Need Your Voice

I remember very clearly the conversation that launched me on the path that brought me to this blog, the Academy and all that comes with them (typing at my stand-up desk in my office in the top-secret Academy of Insurance …

When Words Collide: A Year Long Academy Event

Welcome to the new year. I hope that it is full of possibility for you and yours. If you’re a regular reader (and why wouldn’t you be?!?), you may notice that this is going out early this week. I had …

Mixing Up Occupancy for Commercial and Residential Properties

There is a trend in residential construction to build condominium communities that go beyond the traditional amenities we’re used to. We are accustomed to work out rooms, pools, game rooms and the like in communities. What we see today also …

Holiday Policy Language: Christmas 2018 Edition

I hope that you’re having a wonderful holiday season. I’m still out for Christmas, but I wanted to make sure that I added a little humor to your week with a Christmas installment of Holiday Policy Language so without any …