Articles by Patrick Wraight

Patrick Wraight, CIC, CRM, AU, is director of Insurance Journal's Academy of Insurance. He can be reached at pwraight@ijacademy.com.

On the Water: Boats & Risk

People who like the water like boats. This might be a gross misuse and the mariners among us might get offended by it, but I’m going to use the term boat to refer to any kind of watercraft that an …

A Personal Claim Story – Part 1

I’ve been thinking about writing this and kind of going back and forth about how to do it or whether to do it. Since I can’t be wishy-washy all day, I have decided to go ahead and write about what’s …

3 Keys to Avoiding Employment Practices Issues Related to COVID

Last week, the Academy of Insurance hosted a class on the EPLI (Employment Practices Liability Insurance) implications of employers’ policies related to COVID-19. The COVID-19 pandemic response around the world included a rapid change from working in an office environment …

Yes and no

Yes and no. I’ve been saying yes to some new things lately. That means that I had to say no to some other things, which is ok. Every yes brings a no with it. That’s a good thing to remember …

What Kind of Work are We Doing?

A job is the work we do when we need to have work. Maybe there’s nothing else available. Maybe there’s nothing else that we’re qualified for. Often job describes that first position we held way back in the day. We …

A Look at Possible Negligence on the Set of Rust

You can tell that you’ve been in insurance just about long enough when you look at a news story and you begin to think about liability coverages, exclusions, negligence, and who’s going to go to court. As I watched news …

3 Reasons Insurance Professionals Should Read “Pay Up”

There is definitely one thing that you could accurately accuse me of, being behind in my reading. There is a bookshelf across from my desk that is full of books that I haven’t read yet. It mocks me. I bring …

One Simple Word

Help It’s a simple but profound word. It indicates that you recognize that there is something in your path that exceeds your skills, training, ability, or experience. It indicates that you trust someone to provide the skills, training, ability, or …

Is Coverage Possible When You Accidentally Burn Down Your House?

In the category of you can’t make this stuff up, a December article on Insurance Journal caught my eye, especially when a coworker asked me if this could be covered by their homeowners’ insurance. If you haven’t read about the …

Self-Driving Trucks: Looking at the Risks

I came across this article on Insurance Journal (of course!) today. Can a Self-Driving 40-Ton Truck Be Safe? Developers Say Yes But Others Are Skeptical. The optimist in me says that yes, self-driving trucks can be safe. The risk analyst …