There’s a storm warning. It might be a hurricane, a tornado, a derecho, or a microburst. It doesn’t matter, they all have one similar characteristic, damaging winds. After the storm passes, whether a building suffers direct damage or not, there …
The Insurance Services Office (ISO) has unveiled an update to its homeowners’ program. It’s the first update in 11 years, which is a good thing. It begs asking why it took so long, but that’s a question for another day. …
The Champlain Towers collapse in South Florida brought several issues to light regarding building safety. In the days following the collapse, people began to ask questions about the safety of these buildings and what insurance companies and government entities would …
I’m finding it difficult to write an insurance piece about the recent collapse of the Champlain Towers Condominium. Before I dive into the insurance aspects, I have to recognize the human part of this tragedy. When those parts of the …
There’s something fun about contemplating flood insurance while the ground outside the office is so saturated that it’s like walking on sponges. No. We aren’t having a flood event and even if we were, there’s a good chance that most …
It might be shocking, but not only do I work for the fine people who publish Insurance Journal, but I read Insurance Journal. I’m particularly interested in reading it when I get an email from a friend, asking for my …
I came across this comment in a social media group that I subscribe to. Someone was lamenting that their personal umbrella premium went up. As I read the post, I noted that even with the premium increase, that person was …
Almost a year ago, I wrote an article, asking the question, Do Police Officers Need to Buy Professional Liability? It’s still a good question and I’d like to explore it again from another direction. What might the liability layers look …
When the race was on in earnest to develop and deploy an effective COVID-19 vaccination, much was made about the fact that pharmaceutical manufacturers would enjoy immunity against any liability related to the COVID-19 vaccine. Actually, the immunity that the …
As soon as the first community was shut down to slow the spread of the coronavirus or the first announcement of a safer at home order by a governor, some of us saw the storm of suits coming related to …
