Articles by Robert Redfearn, Jr.

Are Electronic Signatures Valid in Insurance Contracts?

Louisiana Court Says Yes, But … The technological advances in electronic communication have created changes in the way people deal with each other and transact business, requiring insurers and the law governing insurance to play catch up. For example, the …

The Never Ending Snoball Fight

Snowfall in Southern Louisiana is a rarity, but one doozy of a snowball fight has been ongoing since at least 2006 and has resulted in four separate lawsuits, now consolidated in the United States District Court for the Eastern District …

The Never Ending Snoball Fight

Snowfall in Southern Louisiana is a rarity, but one doozy of a snowball fight has been ongoing since at least 2006 and has resulted in four separate lawsuits, now consolidated in the United States District Court for the Eastern District …

Falling Trees: Act of God or Covered Event?

Although not nearly on the scale of Hurricanes Katrina and Rita in 2005, Hurricane Isaac caused a surprising amount of damage in Louisiana despite the fact that it was only a category 1 hurricane, the weakest category by which the …

Falling Trees: Act of God or Covered Event?

Another Atlantic hurricane season is nearing its official end on Nov. 30, but the peak activity period of August to October is largely complete. While it has been an active season in terms of named storms, only a few have …

Global Warming Litigation Ruling in Favor of Insurers Vacated

What Does This Mean? As if times weren’t uncertain enough, the Virginia Supreme Court issued a ruling on Jan. 17, 2012, vacating its Sept. 16, 2011, opinion in Steadfast Insurance Co. v. The AES Corp. and granting a rehearing in …

Insurers Win First Round of Climate Change Coverage Litigation

In light of the economic turmoil currently engulfing the United States and Europe, the Republican sweep in the 2010 midterm congressional elections, the various protests going on around the country and the upcoming fractious 2012 presidential election, insurers can be …

Insurers Win First Round of Climate Change Coverage Litigation

But How Significant Is the Victory? In light of the economic turmoil currently engulfing the United States and Europe, the Republican sweep in the 2010 midterm congressional elections, the various protests going on around the country and the upcoming fractious …

Post-Loss Assignments of Claims Under Insurance Policies in Louisiana

In the settlement of lawsuits involving insured claims, it is not uncommon that one condition of the settlement is that the defendant assign his or her claims under all applicable insurance policies to the party that filed suit. Indeed, it …

Post-Loss Assignments of Claims Under Insurance Policies

In the settlement of lawsuits involving insured claims, it is not uncommon that one condition of the settlement is that the defendant assign his or her claims under all applicable insurance policies to the party that filed suit. Indeed, it …