Articles by Rocio L. Orta

Nonprofit directors and officers: risks, exposures and insurance options

What do a parent advisory board, parish council, the United Way and local athletic club have in common? They are all nonprofit organizations. Most people serving on the board of such organizations are volunteers. While there are both federal and …

Understanding D&O risks, exposures and insurance options

What do a parent advisory board, parish council, the United Way and local athletic club have in common? They are all nonprofit organizations. Most people serving on the board of such organizations are volunteers who provide their time and efforts …

Understanding real estate-related risks

Throughout many states in the U.S., there has been an incredible increase in the number of professionals involved in or related to real estate. When thinking about real estate risks, the first to come to mind are real estate agents …

Understanding real estate-related risks

Throughout California and other states, there has been an incredible increase in the number of professionals involved in or related to real estate. When thinking about real estate risks, the first to come to mind are real estate agents and …

Exercising appropriate standard of care

The term “standard of care” often is thrown around when dealing with professional liability risks. A professional is regarded as someone who possesses special skills, experience and knowledge, and thus is held to a higher standard of care by law. …

Exercising appropriate standard of care

The term “standard of care” often is thrown around when dealing with professional liability risks. A professional is regarded as someone who possesses special skills, experience and knowledge, and thus is held to a higher standard of care by law. …

Why are construction managers difficult to insure?

When building or remodeling a house, homeowners often will turn to their construction manager to assist in overseeing building, recommending and selecting bidders, and securing permits. The construction manager will likely be faced with a multitude of tasks. And for …

Not all policies are created equal

This morning, you received a phone call from a potential client interested in purchasing professional liability coverage. During the course of the conversation, the prospective client is not a traditional professional, such as an attorney, a physician, an architect/engineer or …

Why are construction managers difficult to insure?

When building or remodeling a house, homeowners often will turn to their construction manager to assist in overseeing building, recommending and selecting bidders, and securing permits. The construction manager will likely be faced with a multitude of tasks. And for …

Why are construction managers difficult to insure?

When building or remodeling a house, homeowners often will turn to their construction manager to assist in overseeing building, recommending and selecting bidders, and securing permits. The construction manager will likely be faced with a multitude of tasks. And for …