Articles by Timothy F. Kirn

Farmers Settles Medical Reimbursement Class Action Suit

Farmers Insurance announced late last week that it had agreed to settle a nationwide class action lawsuit regarding the medical bills of persons involved in car accidents. The settlement may affect Farmers policyholders, or those who were being paid for …

California Workers’ Compensation Industry Taking Ogilvie Ruling in Stride

The most recent twist in the long-running Ogilvie case over the setting of disability payments for permanently injured workers may not be the big blow to the California workers’ compensation system some initially feared. On July 29, California’s First District …

California Earthquake Authority Bond Issue a ‘First Step’

Officials with the California Earthquake Authority said yesterday that their recent $150-million bond issue is just a first step in diversifying their risk so that they can expand earthquake coverage in the state. “It is just a step and we …

Montana Supreme Court Rules in Aluminum Baseball Bat Case

The Montana Supreme Court has awarded $850,000 to the family of a 18-year-old pitcher who was killed by a baseball hit off an aluminum bat. The aluminum baseball bat was not designed defectively, but the manufacturer should have had warnings …

California WC Appeals Board Takes Back Physician Ruling

Just a few months after the California Workers’ Compensation Appeals Board ruled that a non-approved physician’s report cannot be used to support workers’ compensation eligibility, it is reconsidering that ruling. The case has big implications for attorneys and physicians practicing …

Poll Says Washington Drivers Do Not Know Left-Lane Law

Forty-three percent of drivers in Washington State do not know that it is illegal to impede the flow of traffic in the left lane of a highway, according to a survey by Pemco Mutual Insurance Co., Seattle. “Camping out” in …

Nevada Joins Multistate Insurance Tax Sharing Plan

The Nevada State Board of Examiners has approved a plan to have Nevada join into a program with other states to share insurance tax revenues, according to Nevada newspapers. The Board took the action on Wednesday, with the support of …

Bed and Breakfast Industry Makes Room for Web

Niche Market Rebounds from Recession, Looks to Connect with Gen X and Y Travelers The bed and breakfast industry is shaking off its fusty, lace and ruffles image in a serious attempt to attract younger patronage and embrace the Internet …

Rep. Taylor Frustrated Over Failure of Windstorm Coverage Add-On

In Pascagoula, Miss., on the Gulf Coast, agent Laverne Nelson has to get windstorm coverage for her personal property from the state wind pool. That is because in April her property insurer, MetLife Property & Casualty, dropped her wind coverage. …

Best Midwest Agency to Work For: R.H. Wine & Co.

A few years back, R.H. Wine & Co., the parent corporation of Wine Sergi Insurance, had become big enough that some thought it might become a takeover target. Management worried that having that prospect hanging over their heads might demoralize …